IMF: Digital financial transactions rose to 251 per adult
The IMF’s 2025 Financial Access Survey reported that digital transactions, including mobile money and mobile and internet banking, rose from 55 per adult in 2017 to 251 in 2024.
The 2025 release includes data from 163 economies and 121 series covering 2004–2024.
This supply-side survey compiles reported financial access and usage indicators. The figure of 251 is an annual transaction rate per adult, not transaction value or user count.
Data
metrics
Reported indicators
Selected numerical indicators for the scope and period defined by the source.
Digital transactions per adult
251 transactions per adult
2024 · Observed
Same indicator
55 transactions per adult
2017 · Observed
Economies reporting data
163 economies
2025 · Observed
Methodology
IMF Financial Access Survey compiles country-reported supply-side data; digital transactions include mobile money and mobile/internet banking.
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