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Nearly four in ten Norwegians live in a household with interest-bearing consumer debt

Statistics Norway estimates that Norwegian households held NOK 113 billion in interest-bearing unsecured debt in 2024. Nearly four in ten people belonged to a household with some such debt, but only 5.1% of people—278,700—met SSB’s indicator for burdensome unsecured debt.

Newsverum · Source brief1 min read

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The indicator requires household interest-bearing unsecured debt of at least 25% of gross household income and at least NOK 3,000. SSB excludes people in student households from these person-level analyses. It is a measure of debt relative to household income, not a default, missed-payment or insolvency rate.

Data

Key figures

Statistics reported by the source

SSB reports the 2024 total of interest-bearing unsecured household debt and an indicator for debt that is burdensome relative to income.

Total household interest-bearing unsecured debt
113 billion NOK
2024 · Observed
People meeting the burdensome unsecured-debt indicator
5.1 percent
2024 · Observed
People meeting the burdensome unsecured-debt indicator
278,700 people
2024 · Observed
Methodology

Debt figures come from the Norwegian Debt Registry at year-end. “Burdensome” means at least 25% of gross household income and at least NOK 3,000; people in student households are omitted from person-level analyses. This is not a default indicator.

Updated:

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  • Norway · Place role: Coverage · Place type: Country or area · Location precision: Regional
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    • Explicit preserved editorial country/region; no city or national centroid inferredwww.ssb.no ↗
Taxonomy version: IPTC Media Topics 2026-Q2

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