NewsEuro area rate on new home loans rose to 3.60%
The ECB’s August data showed the composite rate on new household loans for house purchase up 6 basis points to 3.60%; the composite cost of new corporate borrowing held at 3.77%.
Event / data period: 2026-08
Published: · Updated:
IllustrationThe composite rate on new household time deposits rose 4 basis points to 2.18%. The rate on new corporate time deposits was 2.25%, while the rate on overnight corporate deposits stood at 0.61%.
These are composite euro area rates for new business between banks and customers. Loan pricing can vary with loan size, the initial rate fixation period and country mix; the headline figures do not represent the rate offered to every borrower.
Data
Bank interest rates, August 2026
ECB composite euro area rates for new loans and deposits in August 2026.
- Composite rate on new house-purchase loans
- 3.6 percent per annum
- 2026-08 · Observed
- Composite cost of new corporate borrowing
- 3.77 percent per annum
- 2026-08 · Observed
- Rate on new household time deposits
- 2.18 percent per annum
- 2026-08 · Observed
- Rate on new corporate time deposits
- 2.25 percent per annum
- 2026-08 · Observed
Methodology
ECB MFI interest rate statistics; annual composite rates for new business. Basis point changes are month on month; overnight deposit coverage differs.
Updated:
Subjects and places
Subject proposals
- economy, business and financeSuggested
- Preserved editorial category/topic; broad candidate onlywww.ecb.europa.eu ↗