England plans pilot flood performance certificates for homes
The government and Flood Re announced on October 13 pilot Flood Performance Certificates intended to give standardised information about a property’s flood risk and resilience. The certificates are designed to provide comparable information for homeowners, insurers and lenders.
Event / data period: 2026-10-13
Published: · Updated:
The government and Flood Re announced on October 13 pilot Flood Performance Certificates intended to give standardised information about a property’s flood risk and resilience. The certificates are designed to provide comparable information for homeowners, insurers and lenders. The proposed rating would cover factors including exposure, property characteristics and resistance.
Pilot work is due to begin in flood-risk areas during 2026, with more pilots planned through 2027 and beyond.
Data
Announcement
Gigaclear completed the North Oxfordshire Project Gigabit rollout.
- · Occurred
England plans pilot flood performance certificates for homes
Gigaclear completed the North Oxfordshire Project Gigabit rollout.
Methodology
The 13 October announcement describes the proposed certificate assessment and planned pilots; it does not report an achieved reduction in risk.
Updated:
Certificate assessment categories
Components of the proposed Flood Performance Rating in the source.
| Flood exposure |
| Property characteristics |
| Resistance and resilience measures |
Methodology
Categories summarise the risk and resilience factors listed in the government announcement dated October 13, 2026.
Updated:
Subjects and places
Subject proposals
- InsuranceSuggested
- Subject suggested from the title or summary: insurerswww.gov.uk ↗
- FloodSuggested
- Subject suggested from the title or summary: floodwww.gov.uk ↗
- EnvironmentSuggested
- Preserved editorial category/topic; broad candidate onlywww.gov.uk ↗
Geographic references
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- United Kingdom · Place role: Coverage · Place type: Country or area · Location precision: RegionalEvidence
- Explicit preserved editorial country/region; no city or national centroid inferredwww.gov.uk ↗