{"article":{"annotation":{"article_id":"umbria-small-business-bank-lending-falls-through-march-2026","available_at":"2026-10-11T21:36:44.028469Z","geography_revision":"ef6ee0010dda5fe7b240fd514749b43e214c57da73222d2e40ec83b276dd0977","id":"d11fbad9b992033c7714d984393bba6d18348829167bdc897c46d5c65e82de4d","input_sha256":"be88acf94f9c4170d10e68477152e788f194f290ab1d9c261942c92fbd75264f","limitations":["Rule-derived subjects are candidates, not verified editorial labels or calibrated model probabilities.","Coverage is distinct from event location. Unknown country/city/coordinates remain absent; no automatic geocoding.","Article geometries keep their stated precision and methodology; reproducing them is not independent coordinate verification."],"method":"controlled-rules-v1","places":[{"admin1":null,"city":null,"coordinate_note":null,"coordinate_reference_system":"OGC:CRS84","coordinate_source":null,"country":"IT","evidence":[{"field":"country","language":"en","note":"Explicit preserved editorial country/region; no city or national centroid inferred","source_urls":["https://www.ansa.it/amp/sito/notizie/economia/2026/10/10/piccole-imprese-umbre-un-miliardo-di-credito-in-meno-dal-2021_c4851479-c021-41ed-986c-4fb74b01be21.html"]}],"geometry":null,"id":"iso3166-1:IT","kind":"country-or-area","labels":{"ar":"إيطاليا","en":"Italy","es":"Italia","fr":"Italie"},"match_status":"candidate","precision":"regional","role":"coverage","uncertainty_m":null}],"rules_sha256":"fb5ad3c27c91cb840f7a0a05f7f64a5cb26ad0374409ff9457f277c7092e22b4","schema_version":1,"subjects":[{"concept_id":"medtop:04000000","confidence":null,"confidence_method":null,"evidence":[{"field":"category+topics","language":"en","note":"Preserved editorial category/topic; broad candidate only","source_urls":["https://www.ansa.it/amp/sito/notizie/economia/2026/10/10/piccole-imprese-umbre-un-miliardo-di-credito-in-meno-dal-2021_c4851479-c021-41ed-986c-4fb74b01be21.html"]}],"method":"controlled-rules-v1","rule_id":"finance-broad","status":"candidate"}],"taxonomy_revision":"1f2db31d811fca07e99b16d402c10e2cc2965c9df1c7b41d9be348b40a24e7fb","taxonomy_version":"IPTC Media Topics 2026-Q2"},"api_url":"https://newsverum.com/api/v1/articles/umbria-small-business-bank-lending-falls-through-march-2026?lang=fr","category":"finance","content":{"key_points":[],"paragraphs":["Source non vérifiée : Selon une analyse de la Chambre de commerce d’Ombrie rapportée par ANSA le 10 octobre 2026, les prêts bancaires aux petites entreprises de la région s’élevaient à 2,244 milliards d’euros en décembre 2021 et à 1,593 milliard en mars 2026. Cela représente une baisse nominale de 651 millions d’euros entre les encours comparés.","L’analyse calcule aussi une diminution réelle corrigée de l’inflation d’environ 1,011 milliard d’euros, soit 38,8 % ; cette estimation ne mesure pas la même chose que l’encours nominal. Le communiqué original et le fichier de calcul de la Chambre n’étaient pas disponibles pour cette vérification. La comparaison par entreprise doit également être interprétée avec prudence : les classifications des registres d’entreprises et des prêts ne concordent pas entièrement et le dénominateur comprend des entreprises sans dette bancaire."],"sections":[]},"corrections":[],"country":"IT","data":{"blocks":[{"columns":[{"key":"tr","label":{"ar":"نص باللغة التركية","de":"Text auf Türkisch","en":"Text in Turkish","es":"Texto en turco","fr":"Texte en turc","pt":"Texto em turco","tr":"Türkçe metin"},"language":"tr","type":"text"},{"key":"en","label":{"ar":"نص باللغة الإنجليزية","de":"Text auf Englisch","en":"Text in English","es":"Texto en inglés","fr":"Texte en anglais","pt":"Texto em inglês","tr":"İngilizce metin"},"language":"en","type":"text"},{"key":"ar","label":{"ar":"نص باللغة العربية","de":"Text auf Arabisch","en":"Text in Arabic","es":"Texto en árabe","fr":"Texte en arabe","pt":"Texto em árabe","tr":"Arapça metin"},"language":"ar","type":"text"},{"key":"fr","label":{"ar":"نص باللغة الفرنسية","de":"Text auf Französisch","en":"Text in French","es":"Texto en francés","fr":"Texte en français","pt":"Texto em francês","tr":"Fransızca metin"},"language":"fr","type":"text"},{"key":"es","label":{"ar":"نص باللغة الإسبانية","de":"Text auf Spanisch","en":"Text in Spanish","es":"Texto en español","fr":"Texte en espagnol","pt":"Texto em espanhol","tr":"İspanyolca metin"},"language":"es","type":"text"},{"key":"de","label":{"ar":"نص باللغة الألمانية","de":"Text auf Deutsch","en":"Text in German","es":"Texto en alemán","fr":"Texte en allemand","pt":"Texto em alemão","tr":"Almanca metin"},"language":"de","type":"text"},{"key":"pt","label":{"ar":"نص باللغة البرتغالية","de":"Text auf Portugiesisch","en":"Text in Portuguese","es":"Texto en portugués","fr":"Texte en portugais","pt":"Texto em português","tr":"Portekizce metin"},"language":"pt","type":"text"}],"description":{"ar":"لم يتم التحقق من المصدر: الفترة والتمييز بين المقاييس في تحليل الغرفة الذي نقلته أنسا في 10 أكتوبر.","de":"Quelle nicht verifiziert: Zeiträume und Maßunterschiede der von ANSA am 10. Oktober berichteten Kammeranalyse.","en":"Source not verified: Period and measure distinctions in the Chamber analysis reported by ANSA on 10 October.","es":"Fuente no verificada: Periodos y distinción de medidas del análisis de la Cámara informado por ANSA el 10 de octubre.","fr":"Source non vérifiée : Périodes et distinction des mesures dans l’analyse de la Chambre rapportée par ANSA le 10 octobre.","pt":"Fonte não verificada: Períodos e distinções entre medidas na análise da Câmara noticiada pela ANSA em 10 de outubro.","tr":"Kaynak doğrulanmadı: ANSA’nın 10 Ekim haberinde aktarılan oda analizindeki dönem ve ölçü ayrımları."},"id":"source-context","methodology":{"ar":"لم يتم التحقق من المصدر: تنسب أنسا الأرقام في تقريرها بتاريخ 10 أكتوبر إلى غرفة تجارة أومبريا. ولم يُتحقق من التحليل والحسابات الأصلية. تغطي الأرصدة الاسمية الفترة من ديسمبر 2021 إلى مارس 2026؛ ويعدل التقدير الحقيقي الانخفاض للفترة نفسها وفق التضخم. النطاق: أومبريا، إيطاليا.","de":"Quelle nicht verifiziert: ANSA schreibt die Zahlen in ihrem Bericht vom 10. Oktober der Handelskammer Umbriens zu. Originalanalyse und Berechnungen wurden nicht geprüft. Die nominalen Bestände umfassen Dezember 2021 bis März 2026; die reale Schätzung bereinigt den Rückgang im selben Zeitraum um Inflation. Gebiet: Umbrien, Italien.","en":"Source not verified: Figures are attributed by ANSA’s 10 October report to the Umbria Chamber of Commerce. The original analysis and calculations were not verified. Nominal balances cover Dec 2021–Mar 2026; the real estimate adjusts the decline over that period for inflation. Geography: Umbria, Italy.","es":"Fuente no verificada: ANSA atribuye las cifras a la Cámara de Comercio de Umbría en su noticia del 10 de octubre. No se verificaron el análisis ni los cálculos originales. Los saldos nominales abarcan diciembre de 2021–marzo de 2026; la estimación real ajusta por inflación la caída del mismo periodo. Geografía: Umbría, Italia.","fr":"Source non vérifiée : ANSA attribue les chiffres à la Chambre de commerce d’Ombrie dans son article du 10 octobre. L’analyse et les calculs originaux n’ont pas été vérifiés. Les encours nominaux couvrent décembre 2021–mars 2026 ; l’estimation réelle corrige de l’inflation la baisse sur cette période. Géographie : Ombrie, Italie.","pt":"Fonte não verificada: A ANSA atribui os números à Câmara de Comércio da Úmbria na notícia de 10 de outubro. A análise e os cálculos originais não foram verificados. Os saldos nominais abrangem dezembro de 2021–março de 2026; a estimativa real ajusta a queda do mesmo período pela inflação. Geografia: Úmbria, Itália.","tr":"Kaynak doğrulanmadı: Tutarlar ANSA’nın 10 Ekim tarihli haberinde Umbria Ticaret Odasına atfedilir. Özgün analiz ve hesaplamalar doğrulanmadı. Nominal bakiye Aralık 2021–Mart 2026’yı; reel tahmin aynı dönemde enflasyona göre düzeltilmiş düşüşü anlatır. Coğrafya: Umbria, İtalya."},"rows":[{"ar":"لم يتم التحقق من المصدر: انخفض الإقراض الاسمي من 2.244 إلى 1.593 مليار يورو (−651 مليوناً)؛ وبلغ تقدير الانخفاض الحقيقي نحو 1.011 مليار يورو (38.8%). وهما مقياسان مختلفان.","de":"Quelle nicht verifiziert: Die nominale Kreditvergabe sank von 2,244 auf 1,593 Milliarden Euro (−651 Millionen); der geschätzte reale Rückgang betrug rund 1,011 Milliarden Euro (38,8 %). Dies sind unterschiedliche Maßzahlen.","en":"Source not verified: Nominal lending fell from EUR 2.244bn to EUR 1.593bn (−EUR 651m); estimated real decline was about EUR 1.011bn (38.8%). These are different measures.","es":"Fuente no verificada: El crédito nominal bajó de 2.244 a 1.593 millones de euros (−651 millones); el descenso real estimado fue de unos 1.011 millones (38,8%). Son medidas distintas.","fr":"Source non vérifiée : Les prêts nominaux sont passés de 2,244 à 1,593 milliards d’euros (−651 millions) ; la baisse réelle estimée est d’environ 1,011 milliard (38,8 %). Ce sont deux mesures distinctes.","pt":"Fonte não verificada: O crédito nominal caiu de 2,244 para 1,593 mil milhões de euros (−651 milhões); a descida real estimada foi de cerca de 1,011 mil milhões (38,8%). São medidas diferentes.","tr":"Kaynak doğrulanmadı: Nominal krediler 2,244 milyar avrodan 1,593 milyar avroya geriledi (−651 milyon avro); reel düşüş tahmini yaklaşık 1,011 milyar avro (%38,8). İki gösterge farklıdır."}],"sourceUrls":["https://www.ansa.it/amp/sito/notizie/economia/2026/10/10/piccole-imprese-umbre-un-miliardo-di-credito-in-meno-dal-2021_c4851479-c021-41ed-986c-4fb74b01be21.html"],"title":{"ar":"لم يتم التحقق من المصدر: نطاق أرقام إقراض الشركات الصغيرة في أومبريا","de":"Quelle nicht verifiziert: Umfang der Kreditangaben für Kleinunternehmen in Umbrien","en":"Source not verified: Scope of Umbria small-business lending figures","es":"Fuente no verificada: alcance de las cifras de crédito a pequeñas empresas en Umbría","fr":"Source non vérifiée : périmètre des chiffres de crédit aux petites entreprises en Ombrie","pt":"Fonte não verificada: âmbito dos dados de crédito às pequenas empresas na Úmbria","tr":"Kaynak doğrulanmadı: Umbria küçük işletme kredisi kapsamı"},"type":"table","updatedAt":"2026-10-10T21:20:03Z"}],"version":1},"data_downloads":[{"formats":{"csv":"https://newsverum.com/api/v1/articles/umbria-small-business-bank-lending-falls-through-march-2026/data/source-context?lang=fr&format=csv","json":"https://newsverum.com/api/v1/articles/umbria-small-business-bank-lending-falls-through-march-2026/data/source-context?lang=fr&format=json"},"id":"source-context"}],"data_types":["table"],"editorial_illustration":{"alt":"Illustration conceptuelle des couches de données financières et des flux d’information.","asset_id":"newsverum-v1-finance","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"fr","scope":"topic","url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","width":1536}],"width":1536},"event_id":"event-ade74437-6a02-5f0f-b209-933113c35549","event_period":"2026-03","event_period_basis":"event-or-reference-period","id":"umbria-small-business-bank-lending-falls-through-march-2026","image":null,"importance":0.6,"language":"fr","modified_at":"2026-10-10T21:53:06+00:00","publication_basis":"publication-record","published_at":"2026-10-10T21:53:06+00:00","reading_minutes":1,"region":"world","section_illustration":{"alt":"Illustration conceptuelle des couches de données financières et des flux d’information.","asset_id":"newsverum-v1-finance","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"fr","scope":"section","url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","width":1536}],"width":1536},"slug":"umbria-small-business-bank-lending-falls-through-march-2026","sources":[{"checkedAt":"2026-10-10","name":"ANSA","publishedAt":"2026-10-10","url":"https://www.ansa.it/amp/sito/notizie/economia/2026/10/10/piccole-imprese-umbre-un-miliardo-di-credito-in-meno-dal-2021_c4851479-c021-41ed-986c-4fb74b01be21.html"}],"summary":"Source non vérifiée : ANSA a rapporté une analyse de la Chambre de commerce d’Ombrie ; le document original n’a pas été examiné.","text":"Source non vérifiée : ANSA a rapporté une analyse de la Chambre de commerce d’Ombrie ; le document original n’a pas été examiné.\n\nSource non vérifiée : Selon une analyse de la Chambre de commerce d’Ombrie rapportée par ANSA le 10 octobre 2026, les prêts bancaires aux petites entreprises de la région s’élevaient à 2,244 milliards d’euros en décembre 2021 et à 1,593 milliard en mars 2026. Cela représente une baisse nominale de 651 millions d’euros entre les encours comparés.\n\nL’analyse calcule aussi une diminution réelle corrigée de l’inflation d’environ 1,011 milliard d’euros, soit 38,8 % ; cette estimation ne mesure pas la même chose que l’encours nominal. Le communiqué original et le fichier de calcul de la Chambre n’étaient pas disponibles pour cette vérification. La comparaison par entreprise doit également être interprétée avec prudence : les classifications des registres d’entreprises et des prêts ne concordent pas entièrement et le dénominateur comprend des entreprises sans dette bancaire.","title":"Source non vérifiée : le crédit aux petites entreprises a reculé en Ombrie jusqu’en mars 2026","topics":[],"translations":[{"api_url":"https://newsverum.com/api/v1/articles/umbria-small-business-bank-lending-falls-through-march-2026?lang=tr","language":"tr","url":"https://newsverum.com/tr/news/umbria-small-business-bank-lending-falls-through-march-2026"},{"api_url":"https://newsverum.com/api/v1/articles/umbria-small-business-bank-lending-falls-through-march-2026?lang=en","language":"en","url":"https://newsverum.com/en/news/umbria-small-business-bank-lending-falls-through-march-2026"},{"api_url":"https://newsverum.com/api/v1/articles/umbria-small-business-bank-lending-falls-through-march-2026?lang=ar","language":"ar","url":"https://newsverum.com/ar/news/umbria-small-business-bank-lending-falls-through-march-2026"},{"api_url":"https://newsverum.com/api/v1/articles/umbria-small-business-bank-lending-falls-through-march-2026?lang=fr","language":"fr","url":"https://newsverum.com/fr/news/umbria-small-business-bank-lending-falls-through-march-2026"},{"api_url":"https://newsverum.com/api/v1/articles/umbria-small-business-bank-lending-falls-through-march-2026?lang=es","language":"es","url":"https://newsverum.com/es/news/umbria-small-business-bank-lending-falls-through-march-2026"},{"api_url":"https://newsverum.com/api/v1/articles/umbria-small-business-bank-lending-falls-through-march-2026?lang=de","language":"de","url":"https://newsverum.com/de/news/umbria-small-business-bank-lending-falls-through-march-2026"},{"api_url":"https://newsverum.com/api/v1/articles/umbria-small-business-bank-lending-falls-through-march-2026?lang=pt","language":"pt","url":"https://newsverum.com/pt/news/umbria-small-business-bank-lending-falls-through-march-2026"}],"url":"https://newsverum.com/fr/news/umbria-small-business-bank-lending-falls-through-march-2026"},"version":"1"}