{"article":{"annotation":{"article_id":"portugal-mortgage-interest-rate-rises-september-2026","available_at":"2026-10-21T11:12:05.988275Z","geography_revision":"ef6ee0010dda5fe7b240fd514749b43e214c57da73222d2e40ec83b276dd0977","id":"5c62f0f36b6acf3836d65fca5fef8d1102d1479d63990f480967c6901f7d7632","input_sha256":"2e1a3582817579dc5b4067481a62b0f9427a85472d27bf988a59e26dc850fffb","limitations":["Rule-derived subjects are candidates, not verified editorial labels or calibrated model probabilities.","Coverage is distinct from event location. Unknown country/city/coordinates remain absent; no automatic geocoding.","Article geometries keep their stated precision and methodology; reproducing them is not independent coordinate verification."],"method":"controlled-rules-v1","places":[{"admin1":null,"city":null,"coordinate_note":null,"coordinate_reference_system":"OGC:CRS84","coordinate_source":null,"country":"PT","evidence":[{"field":"country","language":"en","note":"Explicit preserved editorial country/region; no city or national centroid inferred","source_urls":["https://www.ine.pt/xportal/xmain?xpid=INE&xpgid=ine_destaques&DESTAQUESdest_boui=770292518&DESTAQUESmodo=2&xlang=pt"]}],"geometry":null,"id":"iso3166-1:PT","kind":"country-or-area","labels":{"ar":"البرتغال","en":"Portugal","es":"Portugal","fr":"Portugal"},"match_status":"candidate","precision":"regional","role":"coverage","uncertainty_m":null}],"rules_sha256":"fb5ad3c27c91cb840f7a0a05f7f64a5cb26ad0374409ff9457f277c7092e22b4","schema_version":1,"subjects":[{"concept_id":"medtop:20000371","confidence":null,"confidence_method":null,"evidence":[{"field":"en.title+en.summary","language":"en","note":"Subject suggested from the title or summary: interest rate, basis points","source_urls":["https://www.ine.pt/xportal/xmain?xpid=INE&xpgid=ine_destaques&DESTAQUESdest_boui=770292518&DESTAQUESmodo=2&xlang=pt"]}],"method":"controlled-rules-v1","rule_id":"interest-rates","status":"candidate"}],"taxonomy_revision":"1f2db31d811fca07e99b16d402c10e2cc2965c9df1c7b41d9be348b40a24e7fb","taxonomy_version":"IPTC Media Topics 2026-Q2"},"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=es","category":"economy","content":{"key_points":[],"paragraphs":["El tipo de interés implícito medio de los préstamos para vivienda en Portugal alcanzó el 3,194% en septiembre de 2026, un aumento mensual de 3,2 puntos básicos, según los datos publicados el 21 de octubre por Statistics Portugal. En los contratos firmados durante los tres meses más recientes, el tipo pasó del 2,910% de agosto al 2,959%.","La cuota mensual media fue de 423 euros, 5 euros más que en agosto y 30 euros más que en septiembre de 2025. Los intereses volvieron a representar más de la mitad de la cuota media, con un 50,4%.","En los préstamos contratados durante los tres meses más recientes, la cuota media subió a 757 euros, un 13,7% más que un año antes. El capital pendiente medio de todos los préstamos para vivienda aumentó 655 euros, hasta 80.843 euros."],"sections":[]},"corrections":[],"country":"PT","data":{"blocks":[{"columns":[{"key":"indicator","label":{"ar":"المؤشر","de":"Kennzahl","en":"Indicator","es":"Indicador","fr":"Indicateur","pt":"Indicador","tr":"Gösterge"},"language":"en","type":"text"},{"key":"value","label":{"ar":"القيمة بالنسبة المئوية","de":"Prozentwert","en":"Percent value","es":"Valor porcentual","fr":"Valeur en pourcentage","pt":"Valor percentual","tr":"Yüzde değer"},"type":"number","unit":"percent"}],"description":{"ar":"البرتغال، سبتمبر 2026؛ قيم الهيئة الإحصائية","de":"Portugal, September 2026; von INE gemeldete Werte","en":"Portugal, September 2026; figures reported by INE","es":"Portugal, septiembre de 2026; cifras del INE","fr":"Portugal, septembre 2026 ; chiffres publiés par l’INE","pt":"Portugal, setembro de 2026; valores divulgados pelo INE","tr":"Portekiz, Eylül 2026; INE tarafından yayımlanan değerler"},"id":"release-data","methodology":{"ar":"نُقلت المؤشرات والتغيرات الشهرية والسنوية عن الهيئة دون تحويل الوحدات.","de":"Kennzahlen und Monats- sowie Jahresveränderungen aus der INE-Veröffentlichung; keine Umrechnung der Einheiten.","en":"Indicators and monthly and annual changes reproduced from INE; no unit conversions were made.","es":"Indicadores y variaciones mensuales e interanuales tomados del INE; no se convirtieron unidades.","fr":"Indicateurs et variations mensuelles et annuelles repris de l’INE ; aucune conversion d’unité.","pt":"Indicadores e variações mensais e homólogas reproduzidos do INE; não houve conversão de unidades.","tr":"Göstergeler ve aylık ve yıllık değişimler INE’den aktarılmıştır; birimler dönüştürülmemiştir."},"rowTranslations":[{"indicator":{"ar":"متوسط سعر الفائدة الضمني، جميع العقود","de":"Durchschnittlicher impliziter Zinssatz, alle Verträge","en":"Average implicit interest rate, all contracts","es":"Tipo de interés implícito medio, todos los contratos","fr":"Taux d’intérêt implicite moyen, tous contrats","pt":"Taxa de juro implícita média, todos os contratos","tr":"Tüm sözleşmelerde ortalama örtük faiz oranı"}},{"indicator":{"ar":"سعر الفائدة الضمني، عقود الأشهر الثلاثة الأخيرة","de":"Impliziter Zinssatz, Verträge der letzten drei Monate","en":"Implicit rate, contracts from latest three months","es":"Tipo implícito, contratos de los tres últimos meses","fr":"Taux implicite, contrats des trois derniers mois","pt":"Taxa implícita, contratos dos três meses mais recentes","tr":"Son üç aydaki sözleşmelerin örtük faiz oranı"}},{"indicator":{"ar":"حصة الفائدة من القسط المتوسط","de":"Zinsanteil an der Durchschnittsrate","en":"Interest share of average payment","es":"Parte de intereses en la cuota media","fr":"Part des intérêts dans la mensualité moyenne","pt":"Parcela dos juros na prestação média","tr":"Ortalama taksit içindeki faiz payı"}},{"indicator":{"ar":"التغير السنوي في متوسط قسط العقود الحديثة","de":"Jahresveränderung der Durchschnittsrate jüngerer Verträge","en":"Year-on-year change in average payment for recent contracts","es":"Variación interanual de la cuota media de contratos recientes","fr":"Variation annuelle de la mensualité moyenne des contrats récents","pt":"Variação homóloga da prestação média dos contratos recentes","tr":"Yeni sözleşmelerin ortalama taksitinde yıllık değişim"}}],"rows":[{"indicator":"Average implicit interest rate, all contracts","value":3.194},{"indicator":"Implicit rate, contracts from latest three months","value":2.959},{"indicator":"Interest share of average payment","value":50.4},{"indicator":"Year-on-year change in average payment for recent contracts","value":13.7}],"sourceUrls":["https://www.ine.pt/xportal/xmain?xpid=INE&xpgid=ine_destaques&DESTAQUESdest_boui=770292518&DESTAQUESmodo=2&xlang=pt"],"title":{"ar":"القروض السكنية","de":"Wohnungsbaukredite","en":"Mortgage credit","es":"Crédito hipotecario","fr":"Crédit immobilier","pt":"Crédito à habitação","tr":"Konut kredileri"},"type":"table","updatedAt":"2026-10-21T11:01:05Z"}],"version":1},"data_downloads":[{"formats":{"csv":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026/data/release-data?lang=es&format=csv","json":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026/data/release-data?lang=es&format=json"},"id":"release-data"}],"data_types":["table"],"editorial_illustration":{"alt":"Ilustración conceptual de la economía mundial y las conexiones 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Portugal (INE)","publishedAt":"2026-10-21","url":"https://www.ine.pt/xportal/xmain?xpid=INE&xpgid=ine_destaques&DESTAQUESdest_boui=770292518&DESTAQUESmodo=2&xlang=pt"}],"summary":"El tipo de interés implícito medio de los préstamos para vivienda en Portugal alcanzó el 3,194% en septiembre de 2026, un aumento mensual de 3,2 puntos básicos, según los datos publicados el 21 de octubre por Statistics Portugal. En los contratos firmados durante los tres meses más recientes, el tipo pasó del 2,910% de agosto al 2,959%.","text":"El tipo de interés implícito medio de los préstamos para vivienda en Portugal alcanzó el 3,194% en septiembre de 2026, un aumento mensual de 3,2 puntos básicos, según los datos publicados el 21 de octubre por Statistics Portugal. En los contratos firmados durante los tres meses más recientes, el tipo pasó del 2,910% de agosto al 2,959%.\n\nEl tipo de interés implícito medio de los préstamos para vivienda en Portugal alcanzó el 3,194% en septiembre de 2026, un aumento mensual de 3,2 puntos básicos, según los datos publicados el 21 de octubre por Statistics Portugal. En los contratos firmados durante los tres meses más recientes, el tipo pasó del 2,910% de agosto al 2,959%.\n\nLa cuota mensual media fue de 423 euros, 5 euros más que en agosto y 30 euros más que en septiembre de 2025. Los intereses volvieron a representar más de la mitad de la cuota media, con un 50,4%.\n\nEn los préstamos contratados durante los tres meses más recientes, la cuota media subió a 757 euros, un 13,7% más que un año antes. El capital pendiente medio de todos los préstamos para vivienda aumentó 655 euros, hasta 80.843 euros.","title":"El tipo de interés hipotecario en Portugal sube al 3,194% en septiembre","topics":[],"translations":[{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=tr","language":"tr","url":"https://newsverum.com/tr/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=en","language":"en","url":"https://newsverum.com/en/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=ar","language":"ar","url":"https://newsverum.com/ar/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=fr","language":"fr","url":"https://newsverum.com/fr/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=es","language":"es","url":"https://newsverum.com/es/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=de","language":"de","url":"https://newsverum.com/de/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=pt","language":"pt","url":"https://newsverum.com/pt/news/portugal-mortgage-interest-rate-rises-september-2026"}],"url":"https://newsverum.com/es/news/portugal-mortgage-interest-rate-rises-september-2026"},"version":"1"}