{"article":{"annotation":{"article_id":"portugal-mortgage-interest-rate-rises-september-2026","available_at":"2026-10-21T11:12:05.988275Z","geography_revision":"ef6ee0010dda5fe7b240fd514749b43e214c57da73222d2e40ec83b276dd0977","id":"5c62f0f36b6acf3836d65fca5fef8d1102d1479d63990f480967c6901f7d7632","input_sha256":"2e1a3582817579dc5b4067481a62b0f9427a85472d27bf988a59e26dc850fffb","limitations":["Rule-derived subjects are candidates, not verified editorial labels or calibrated model probabilities.","Coverage is distinct from event location. Unknown country/city/coordinates remain absent; no automatic geocoding.","Article geometries keep their stated precision and methodology; reproducing them is not independent coordinate verification."],"method":"controlled-rules-v1","places":[{"admin1":null,"city":null,"coordinate_note":null,"coordinate_reference_system":"OGC:CRS84","coordinate_source":null,"country":"PT","evidence":[{"field":"country","language":"en","note":"Explicit preserved editorial country/region; no city or national centroid inferred","source_urls":["https://www.ine.pt/xportal/xmain?xpid=INE&xpgid=ine_destaques&DESTAQUESdest_boui=770292518&DESTAQUESmodo=2&xlang=pt"]}],"geometry":null,"id":"iso3166-1:PT","kind":"country-or-area","labels":{"ar":"البرتغال","en":"Portugal","es":"Portugal","fr":"Portugal"},"match_status":"candidate","precision":"regional","role":"coverage","uncertainty_m":null}],"rules_sha256":"fb5ad3c27c91cb840f7a0a05f7f64a5cb26ad0374409ff9457f277c7092e22b4","schema_version":1,"subjects":[{"concept_id":"medtop:20000371","confidence":null,"confidence_method":null,"evidence":[{"field":"en.title+en.summary","language":"en","note":"Subject suggested from the title or summary: interest rate, basis points","source_urls":["https://www.ine.pt/xportal/xmain?xpid=INE&xpgid=ine_destaques&DESTAQUESdest_boui=770292518&DESTAQUESmodo=2&xlang=pt"]}],"method":"controlled-rules-v1","rule_id":"interest-rates","status":"candidate"}],"taxonomy_revision":"1f2db31d811fca07e99b16d402c10e2cc2965c9df1c7b41d9be348b40a24e7fb","taxonomy_version":"IPTC Media Topics 2026-Q2"},"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=de","category":"economy","content":{"key_points":[],"paragraphs":["Der durchschnittliche implizite Zinssatz für Wohnungsbaukredite in Portugal stieg im September 2026 auf 3,194 Prozent, ein Plus von 3,2 Basispunkten zum Vormonat, teilte Statistics Portugal am 21. Oktober mit. Bei Verträgen aus den jüngsten drei Monaten erhöhte sich der Zinssatz von 2,910 Prozent im August auf 2,959 Prozent.","Die durchschnittliche Monatsrate lag bei 423 Euro, 5 Euro über August und 30 Euro über September 2025. Der Zinsanteil machte mit 50,4 Prozent erneut mehr als die Hälfte der durchschnittlichen Rate aus.","Bei Krediten, die in den jüngsten drei Monaten abgeschlossen wurden, stieg die durchschnittliche Rate auf 757 Euro und lag damit 13,7 Prozent über dem Vorjahr. Die durchschnittliche Restschuld aller Wohnungsbaukredite erhöhte sich um 655 Euro auf 80.843 Euro."],"sections":[]},"corrections":[],"country":"PT","data":{"blocks":[{"columns":[{"key":"indicator","label":{"ar":"المؤشر","de":"Kennzahl","en":"Indicator","es":"Indicador","fr":"Indicateur","pt":"Indicador","tr":"Gösterge"},"language":"en","type":"text"},{"key":"value","label":{"ar":"القيمة بالنسبة المئوية","de":"Prozentwert","en":"Percent value","es":"Valor porcentual","fr":"Valeur en pourcentage","pt":"Valor percentual","tr":"Yüzde değer"},"type":"number","unit":"percent"}],"description":{"ar":"البرتغال، سبتمبر 2026؛ قيم الهيئة الإحصائية","de":"Portugal, September 2026; von INE gemeldete Werte","en":"Portugal, September 2026; figures reported by INE","es":"Portugal, septiembre de 2026; cifras del INE","fr":"Portugal, septembre 2026 ; chiffres publiés par l’INE","pt":"Portugal, setembro de 2026; valores divulgados pelo INE","tr":"Portekiz, Eylül 2026; INE tarafından yayımlanan değerler"},"id":"release-data","methodology":{"ar":"نُقلت المؤشرات والتغيرات الشهرية والسنوية عن الهيئة دون تحويل الوحدات.","de":"Kennzahlen und Monats- sowie Jahresveränderungen aus der INE-Veröffentlichung; keine Umrechnung der Einheiten.","en":"Indicators and monthly and annual changes reproduced from INE; no unit conversions were made.","es":"Indicadores y variaciones mensuales e interanuales tomados del INE; no se convirtieron unidades.","fr":"Indicateurs et variations mensuelles et annuelles repris de l’INE ; aucune conversion d’unité.","pt":"Indicadores e variações mensais e homólogas reproduzidos do INE; não houve conversão de unidades.","tr":"Göstergeler ve aylık ve yıllık değişimler INE’den aktarılmıştır; birimler dönüştürülmemiştir."},"rowTranslations":[{"indicator":{"ar":"متوسط سعر الفائدة الضمني، جميع العقود","de":"Durchschnittlicher impliziter Zinssatz, alle Verträge","en":"Average implicit interest rate, all contracts","es":"Tipo de interés implícito medio, todos los contratos","fr":"Taux d’intérêt implicite moyen, tous contrats","pt":"Taxa de juro implícita média, todos os contratos","tr":"Tüm sözleşmelerde ortalama örtük faiz oranı"}},{"indicator":{"ar":"سعر الفائدة الضمني، عقود الأشهر الثلاثة الأخيرة","de":"Impliziter Zinssatz, Verträge der letzten drei Monate","en":"Implicit rate, contracts from latest three months","es":"Tipo implícito, contratos de los tres últimos meses","fr":"Taux implicite, contrats des trois derniers mois","pt":"Taxa implícita, contratos dos três meses mais recentes","tr":"Son üç aydaki sözleşmelerin örtük faiz oranı"}},{"indicator":{"ar":"حصة الفائدة من القسط المتوسط","de":"Zinsanteil an der Durchschnittsrate","en":"Interest share of average payment","es":"Parte de intereses en la cuota media","fr":"Part des intérêts dans la mensualité moyenne","pt":"Parcela dos juros na prestação média","tr":"Ortalama taksit içindeki faiz payı"}},{"indicator":{"ar":"التغير السنوي في متوسط قسط العقود الحديثة","de":"Jahresveränderung der Durchschnittsrate jüngerer Verträge","en":"Year-on-year change in average payment for recent contracts","es":"Variación interanual de la cuota media de contratos recientes","fr":"Variation annuelle de la mensualité moyenne des contrats récents","pt":"Variação homóloga da prestação média dos contratos recentes","tr":"Yeni sözleşmelerin ortalama taksitinde yıllık değişim"}}],"rows":[{"indicator":"Average implicit interest rate, all contracts","value":3.194},{"indicator":"Implicit rate, contracts from latest three months","value":2.959},{"indicator":"Interest share of average payment","value":50.4},{"indicator":"Year-on-year change in average payment for recent contracts","value":13.7}],"sourceUrls":["https://www.ine.pt/xportal/xmain?xpid=INE&xpgid=ine_destaques&DESTAQUESdest_boui=770292518&DESTAQUESmodo=2&xlang=pt"],"title":{"ar":"القروض السكنية","de":"Wohnungsbaukredite","en":"Mortgage credit","es":"Crédito hipotecario","fr":"Crédit immobilier","pt":"Crédito à habitação","tr":"Konut kredileri"},"type":"table","updatedAt":"2026-10-21T11:01:05Z"}],"version":1},"data_downloads":[{"formats":{"csv":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026/data/release-data?lang=de&format=csv","json":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026/data/release-data?lang=de&format=json"},"id":"release-data"}],"data_types":["table"],"editorial_illustration":{"alt":"Konzeptionelle Darstellung der Weltwirtschaft und 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Portugal (INE)","publishedAt":"2026-10-21","url":"https://www.ine.pt/xportal/xmain?xpid=INE&xpgid=ine_destaques&DESTAQUESdest_boui=770292518&DESTAQUESmodo=2&xlang=pt"}],"summary":"Der durchschnittliche implizite Zinssatz für Wohnungsbaukredite in Portugal stieg im September 2026 auf 3,194 Prozent, ein Plus von 3,2 Basispunkten zum Vormonat, teilte Statistics Portugal am 21. Oktober mit. Bei Verträgen aus den jüngsten drei Monaten erhöhte sich der Zinssatz von 2,910 Prozent im August auf 2,959 Prozent.","text":"Der durchschnittliche implizite Zinssatz für Wohnungsbaukredite in Portugal stieg im September 2026 auf 3,194 Prozent, ein Plus von 3,2 Basispunkten zum Vormonat, teilte Statistics Portugal am 21. Oktober mit. Bei Verträgen aus den jüngsten drei Monaten erhöhte sich der Zinssatz von 2,910 Prozent im August auf 2,959 Prozent.\n\nDer durchschnittliche implizite Zinssatz für Wohnungsbaukredite in Portugal stieg im September 2026 auf 3,194 Prozent, ein Plus von 3,2 Basispunkten zum Vormonat, teilte Statistics Portugal am 21. Oktober mit. Bei Verträgen aus den jüngsten drei Monaten erhöhte sich der Zinssatz von 2,910 Prozent im August auf 2,959 Prozent.\n\nDie durchschnittliche Monatsrate lag bei 423 Euro, 5 Euro über August und 30 Euro über September 2025. Der Zinsanteil machte mit 50,4 Prozent erneut mehr als die Hälfte der durchschnittlichen Rate aus.\n\nBei Krediten, die in den jüngsten drei Monaten abgeschlossen wurden, stieg die durchschnittliche Rate auf 757 Euro und lag damit 13,7 Prozent über dem Vorjahr. Die durchschnittliche Restschuld aller Wohnungsbaukredite erhöhte sich um 655 Euro auf 80.843 Euro.","title":"Portugals Hypothekenzins steigt im September auf 3,194 Prozent","topics":[],"translations":[{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=tr","language":"tr","url":"https://newsverum.com/tr/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=en","language":"en","url":"https://newsverum.com/en/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=ar","language":"ar","url":"https://newsverum.com/ar/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=fr","language":"fr","url":"https://newsverum.com/fr/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=es","language":"es","url":"https://newsverum.com/es/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=de","language":"de","url":"https://newsverum.com/de/news/portugal-mortgage-interest-rate-rises-september-2026"},{"api_url":"https://newsverum.com/api/v1/articles/portugal-mortgage-interest-rate-rises-september-2026?lang=pt","language":"pt","url":"https://newsverum.com/pt/news/portugal-mortgage-interest-rate-rises-september-2026"}],"url":"https://newsverum.com/de/news/portugal-mortgage-interest-rate-rises-september-2026"},"version":"1"}