{"article":{"annotation":{"article_id":"imf-digital-financial-transactions-2024","available_at":"2026-10-07T03:14:12.163091Z","geography_revision":"ef6ee0010dda5fe7b240fd514749b43e214c57da73222d2e40ec83b276dd0977","id":"a6fbaf6af60f05899d995ef689f55b0810cd7c93594012c49f7a787c328e6e64","input_sha256":"03a12166c853b39b56f32f8b8c4f666f6a511f557073233953f97ae2751e0c1d","limitations":["Rule-derived subjects are candidates, not verified editorial labels or calibrated model probabilities.","Coverage is distinct from event location. Unknown country/city/coordinates remain absent; no automatic geocoding.","Article geometries keep their stated precision and methodology; reproducing them is not independent coordinate verification."],"method":"controlled-rules-v1","places":[],"rules_sha256":"d28c9c89703b56bd91fd887965d416d0115c2473d4bfbd3e558bcceafc3941dd","schema_version":1,"subjects":[{"concept_id":"medtop:13000000","confidence":null,"confidence_method":null,"evidence":[{"field":"en.title+en.summary","language":"en","note":"Subject suggested from the title or summary: Digital","source_urls":["https://www.imf.org/en/news/articles/2025/10/29/pr-25351-imf-releases-the-2025-financial-access-survey-results"]}],"method":"controlled-rules-v1","rule_id":"technology","status":"candidate"}],"taxonomy_revision":"1f2db31d811fca07e99b16d402c10e2cc2965c9df1c7b41d9be348b40a24e7fb","taxonomy_version":"IPTC Media Topics 2026-Q2"},"api_url":"https://newsverum.com/api/v1/articles/imf-digital-financial-transactions-2024?lang=ar","category":"technology","content":{"key_points":[],"paragraphs":["يتضمن إصدار 2025 بيانات من 163 اقتصاداً و121 سلسلة تغطي الفترة 2004–2024.","يجمع هذا المسح من جانب العرض مؤشرات الوصول إلى الخدمات المالية واستخدامها التي أبلغت عنها البلدان. ومعدل 251 هو عدد سنوي للمعاملات لكل بالغ، لا قيمة المعاملات ولا عدد المستخدمين."],"sections":[]},"corrections":[{"at":"2026-10-06T21:56:24+03:00","language":"ar","text":"أُضيفت الترجمات الناقصة لهذا الخبر وتسميات بياناته."},{"at":"2026-10-07T00:53:58+03:00","language":"ar","text":"أُضيفت إلى هذا المقال نسختان بالألمانية والبرتغالية، مع ترجمة شروح البيانات والتصحيحات إلى هاتين اللغتين."},{"at":"2026-10-07T05:57:50+03:00","language":"ar","text":"أُضيف تصنيف للبيانات: يحمل كل رقم الآن معرّف قياس بوحدته ونطاقه الجغرافي وتواتره ونوعه. لم يتغير أي رقم أو وحدة أو تاريخ."}],"country":null,"data":{"blocks":[{"description":{"ar":"مؤشرات رقمية مختارة للنطاق والفترة اللذين يحددهما المصدر.","de":"Ausgewählte Zahlenangaben zum Umfang und Zeitraum, die von der Quelle festgelegt wurden.","en":"Selected numerical indicators for the scope and period defined by the source.","es":"Indicadores numéricos seleccionados para el alcance y el periodo definidos por la fuente.","fr":"Indicateurs numériques sélectionnés pour le champ et la période définis par la source.","pt":"Indicadores numéricos selecionados para o escopo e o período definidos pela fonte.","tr":"Kaynağın tanımladığı kapsam ve dönem için seçilmiş sayısal göstergeler."},"id":"reported-indicators","items":[{"basis":"observed","label":{"ar":"المعاملات الرقمية لكل بالغ","de":"Digitale Transaktionen je Erwachsenem","en":"Digital transactions per adult","es":"Transacciones digitales por adulto","fr":"Transactions numériques par adulte","pt":"Transações digitais por adulto","tr":"Dijital işlem sayısı yetişkin başına"},"measure":{"aggregation":"rate","frequency":"annual","geography":"world","id":"world-digital-transactions-per-adult","periodRole":"reference-period","unitCode":"transaction-per-adult"},"period":"2024","unit":"transactions per adult","value":251},{"basis":"observed","label":{"ar":"المؤشر نفسه","de":"Derselbe Indikator","en":"Same indicator","es":"Mismo indicador","fr":"Même indicateur","pt":"Mesmo indicador","tr":"Aynı gösterge"},"measure":{"aggregation":"rate","frequency":"annual","geography":"world","id":"world-digital-transactions-per-adult","periodRole":"reference-period","unitCode":"transaction-per-adult"},"period":"2017","unit":"transactions per adult","value":55},{"basis":"observed","label":{"ar":"الاقتصادات التي أبلغت عن البيانات","de":"Volkswirtschaften mit Datenmeldung","en":"Economies reporting data","es":"Economías que notificaron datos","fr":"Économies ayant déclaré des données","pt":"Economias que informaram dados","tr":"Veri bildiren ekonomiler"},"measure":{"aggregation":"stock","frequency":"annual","geography":"world","id":"imf-financial-access-survey-reporting-economies","periodRole":"reference-period","unitCode":"count"},"period":"2025","unit":"economies","value":163}],"methodology":{"ar":"يجمع مسح صندوق النقد الدولي للوصول المالي بيانات جانب العرض التي تبلغ عنها البلدان؛ وتشمل المعاملات الرقمية الأموال عبر الهاتف والخدمات المصرفية عبر الهاتف والإنترنت.","de":"Die Financial Access Survey des IWF fasst von Ländern gemeldete angebotsseitige Daten zusammen; digitale Transaktionen umfassen mobiles Geld sowie mobiles und internetbasiertes Bankgeschäft.","en":"IMF Financial Access Survey compiles country-reported supply-side data; digital transactions include mobile money and mobile/internet banking.","es":"La Encuesta de Acceso Financiero del FMI recopila datos de oferta comunicados por los países; las transacciones digitales incluyen dinero móvil y banca móvil y por internet.","fr":"L’enquête du FMI sur l’accès financier compile des données de l’offre déclarées par les pays ; les transactions numériques comprennent l’argent mobile et les services bancaires mobiles/en ligne.","pt":"A Financial Access Survey do FMI reúne dados do lado da oferta informados pelos países; transações digitais incluem dinheiro móvel e serviços bancários por celular e internet.","tr":"IMF Financial Access Survey arz taraflı ülke verilerini derler; dijital işlem tanımına mobil para ve mobil/internet bankacılığı girer."},"sourceUrls":["https://www.imf.org/en/news/articles/2025/10/29/pr-25351-imf-releases-the-2025-financial-access-survey-results"],"title":{"ar":"المؤشرات المبلّغ عنها","de":"Gemeldete Indikatoren","en":"Reported indicators","es":"Indicadores comunicados","fr":"Indicateurs rapportés","pt":"Indicadores informados","tr":"Kaynakta bildirilen 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توضيحي مفاهيمي للتكنولوجيا والمعالجات والمعلومات المترابطة.","asset_id":"newsverum-v1-technology","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/technology-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/technology-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/technology-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/technology-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/technology-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"ar","scope":"section","url":"https://newsverum.com/assets/newsverum/illustrations/v1/technology-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/technology-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/technology-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/technology-1536.webp","width":1536}],"width":1536},"slug":"imf-digital-financial-transactions-2024","sources":[{"checkedAt":"2026-10-03","name":"International Monetary Fund","publishedAt":"2025-10-29","url":"https://www.imf.org/en/news/articles/2025/10/29/pr-25351-imf-releases-the-2025-financial-access-survey-results"}],"summary":"أظهر مسح الوصول المالي لعام 2025 ارتفاع المعاملات الرقمية، بما فيها الأموال عبر الهاتف والخدمات المصرفية عبر الهاتف والإنترنت، من 55 لكل بالغ في 2017 إلى 251 في 2024.","text":"أظهر مسح الوصول المالي لعام 2025 ارتفاع المعاملات الرقمية، بما فيها الأموال عبر الهاتف والخدمات المصرفية عبر الهاتف والإنترنت، من 55 لكل بالغ في 2017 إلى 251 في 2024.\n\nيتضمن إصدار 2025 بيانات من 163 اقتصاداً و121 سلسلة تغطي الفترة 2004–2024.\n\nيجمع هذا المسح من جانب العرض مؤشرات الوصول إلى الخدمات المالية واستخدامها التي أبلغت عنها البلدان. ومعدل 251 هو عدد سنوي للمعاملات لكل بالغ، لا قيمة المعاملات ولا عدد المستخدمين.\n\nأُضيفت الترجمات الناقصة لهذا الخبر وتسميات بياناته.\n\nأُضيفت إلى هذا المقال نسختان بالألمانية والبرتغالية، مع ترجمة شروح البيانات والتصحيحات إلى هاتين اللغتين.\n\nأُضيف تصنيف للبيانات: يحمل كل رقم الآن معرّف قياس بوحدته ونطاقه الجغرافي وتواتره ونوعه. لم يتغير أي رقم أو وحدة أو تاريخ.","title":"صندوق النقد: المعاملات المالية الرقمية ارتفعت إلى 251 لكل بالغ","topics":[],"translations":[{"api_url":"https://newsverum.com/api/v1/articles/imf-digital-financial-transactions-2024?lang=tr","language":"tr","url":"https://newsverum.com/tr/news/imf-digital-financial-transactions-2024"},{"api_url":"https://newsverum.com/api/v1/articles/imf-digital-financial-transactions-2024?lang=en","language":"en","url":"https://newsverum.com/en/news/imf-digital-financial-transactions-2024"},{"api_url":"https://newsverum.com/api/v1/articles/imf-digital-financial-transactions-2024?lang=ar","language":"ar","url":"https://newsverum.com/ar/news/imf-digital-financial-transactions-2024"},{"api_url":"https://newsverum.com/api/v1/articles/imf-digital-financial-transactions-2024?lang=fr","language":"fr","url":"https://newsverum.com/fr/news/imf-digital-financial-transactions-2024"},{"api_url":"https://newsverum.com/api/v1/articles/imf-digital-financial-transactions-2024?lang=es","language":"es","url":"https://newsverum.com/es/news/imf-digital-financial-transactions-2024"},{"api_url":"https://newsverum.com/api/v1/articles/imf-digital-financial-transactions-2024?lang=de","language":"de","url":"https://newsverum.com/de/news/imf-digital-financial-transactions-2024"},{"api_url":"https://newsverum.com/api/v1/articles/imf-digital-financial-transactions-2024?lang=pt","language":"pt","url":"https://newsverum.com/pt/news/imf-digital-financial-transactions-2024"}],"url":"https://newsverum.com/ar/news/imf-digital-financial-transactions-2024"},"version":"1"}