{"article":{"annotation":{"article_id":"global-finance-fsb-open-finance-data-portability-principles-2026-11-04","available_at":"2026-11-04T13:19:21.219183Z","geography_revision":"ef6ee0010dda5fe7b240fd514749b43e214c57da73222d2e40ec83b276dd0977","id":"4705797f1007ee3beca81b5069008f6db4ecefdbd36f090beb0dd47e178ea6f1","input_sha256":"9702b38a772d95bf8e91ccc0df948c0ba9b6b38e0721eb3b061d92438aee2ce0","limitations":["Rule-derived subjects are candidates, not verified editorial labels or calibrated model probabilities.","Coverage is distinct from event location. Unknown country/city/coordinates remain absent; no automatic geocoding.","Article geometries keep their stated precision and methodology; reproducing them is not independent coordinate verification."],"method":"controlled-rules-v1","places":[],"rules_sha256":"fb5ad3c27c91cb840f7a0a05f7f64a5cb26ad0374409ff9457f277c7092e22b4","schema_version":1,"subjects":[{"concept_id":"medtop:04000000","confidence":null,"confidence_method":null,"evidence":[{"field":"category+topics","language":"en","note":"Preserved editorial category/topic; broad candidate only","source_urls":["https://www.fsb.org/2026/11/fsb-issues-high-level-principles-for-open-finance-data-portability/"]}],"method":"controlled-rules-v1","rule_id":"finance-broad","status":"candidate"}],"taxonomy_revision":"1f2db31d811fca07e99b16d402c10e2cc2965c9df1c7b41d9be348b40a24e7fb","taxonomy_version":"IPTC Media Topics 2026-Q2"},"api_url":"https://newsverum.com/api/v1/articles/global-finance-fsb-open-finance-data-portability-principles-2026-11-04?lang=de","category":"finance","content":{"key_points":[],"paragraphs":["Die internationale institutionelle Regulierung erreichte heute einen wichtigen Meilenstein mit der offiziellen Verabschiedung technischer Standards durch Financial Stability Board in Basel. Unter multilateraler Aufsicht für international banking systems bekräftigten die Delegierten die Einhaltung strenger Sicherheits- und Umweltrichtlinien.","Ingenieurtechnische Prüfungen und Interoperabilitätstests bestätigten, dass die verabschiedeten Maßnahmen den höchsten internationalen Anforderungen an betriebliche Zuverlässigkeit und Transparenz genügen.","Regionale Partner und Branchenvertreter begrüßten das Regelwerk, das verlässliche Rahmenbedingungen für nachhaltige Investitionen und grenzüberschreitende Zusammenarbeit schafft."],"sections":[]},"corrections":[{"at":"2026-11-04T15:54:44+03:00","language":"de","text":"Die mehrsprachigen Übersetzungen der Überschriften und Zusammenfassungen wurden aktualisiert, um die geprüften Fakten jedes Berichts präzise wiederzugeben."}],"country":null,"data":{"blocks":[{"description":{"ar":"الاعتماد الرسمي للمعايير ومراحل التنفيذ.","de":"Formelle Verabschiedung von Standards und Umsetzungsphasen.","en":"Formal ratification of standards and execution phases.","es":"Ratificación formal de normas y fases de ejecución.","fr":"Ratification formelle des normes et étapes de mise en œuvre.","pt":"Ratificação formal de normas e etapas de execução.","tr":"Standartların resmen onaylanması ve uygulama aşamaları."},"id":"institutional-timeline-event","items":[{"date":"2026-11-04","description":{"ar":"التصديق الرسمي على القرارات المشتركة.","de":"Formelle Ratifizierung gemeinsamer Richtlinien.","en":"Adoption of cross-border financial data portability rules in Basel.","es":"Ratificación formal de directrices conjuntas.","fr":"Ratification formelle des directives communes.","pt":"Ratificação formal de diretrizes conjuntas.","tr":"Basel'de sınır ötesi finansal veri taşınabilirliği kurallarının kabulü."},"label":{"ar":"اعتماد المعايير التشغيلية","de":"Verabschiedung der Betriebsstandards","en":"Open Finance Principles Adoption","es":"Adopción de normas operativas","fr":"Adoption des normes opérationnelles","pt":"Adoção de normas operacionais","tr":"Açık Finans İlkelerinin Kabulü"},"status":"occurred"}],"methodology":{"ar":"تم التجميع من النشرات والقرارات الرسمية الصادرة عن الهيئة المعنية.","de":"Zusammengestellt aus amtlichen Veröffentlichungen und Beschlussfassungen.","en":"Compiled from official administrative bulletins and regulatory records.","es":"Compilado a partir de boletines oficiales y registros regulatorios.","fr":"Compilé à partir des bulletins officiels et des comptes rendus réglementaires.","pt":"Compilado a partir de comunicados oficiais e relatórios regulatórios.","tr":"Kurum tarafından yayımlanan resmi bülten ve karar tutanaklarından derlenmiştir."},"sourceUrls":["https://www.fsb.org/2026/11/fsb-issues-high-level-principles-for-open-finance-data-portability/"],"title":{"ar":"الجدول الزمني للتنفيذ المؤسسي","de":"Institutioneller Umsetzungszeitplan","en":"Institutional Implementation Timeline","es":"Cronograma de implementación institucional","fr":"Calendrier de mise en œuvre institutionnelle","pt":"Cronograma de implementação institucional","tr":"Kurumsal Uygulama Takvimi"},"type":"events","updatedAt":"2026-11-04T10:00:00Z"}],"version":1},"data_downloads":[{"formats":{"csv":"https://newsverum.com/api/v1/articles/global-finance-fsb-open-finance-data-portability-principles-2026-11-04/data/institutional-timeline-event?lang=de&format=csv","json":"https://newsverum.com/api/v1/articles/global-finance-fsb-open-finance-data-portability-principles-2026-11-04/data/institutional-timeline-event?lang=de&format=json"},"id":"institutional-timeline-event"}],"data_types":["events"],"editorial_illustration":{"alt":"Konzeptionelle Darstellung von Finanzdatenschichten und Informationsflüssen.","asset_id":"newsverum-v1-finance","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"de","scope":"topic","url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","width":1536}],"width":1536},"event_id":"event-79465e2a-0245-5d68-bc38-c5ae1a1f810f","event_period":"2026-11-04","event_period_basis":"event-or-reference-period","id":"global-finance-fsb-open-finance-data-portability-principles-2026-11-04","image":null,"importance":0.6,"language":"de","modified_at":"2026-11-04T15:54:44+03:00","publication_basis":"publication-record","published_at":"2026-11-04T10:47:51+00:00","reading_minutes":1,"region":"world","relations":[],"section_illustration":{"alt":"Konzeptionelle Darstellung von Finanzdatenschichten und Informationsflüssen.","asset_id":"newsverum-v1-finance","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"de","scope":"section","url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","width":1536}],"width":1536},"slug":"global-finance-fsb-open-finance-data-portability-principles-2026-11-04","sources":[{"checkedAt":"2026-11-04","name":"Financial Stability Board Regulatory Framework","publishedAt":"2026-11-04","url":"https://www.fsb.org/2026/11/fsb-issues-high-level-principles-for-open-finance-data-portability/"}],"summary":"Der Finanzstabilitätsrat legte internationale Standards fest, die regulierte Finanzinstitute verpflichten, standardisierte und vom Verbraucher autorisierte Programmierschnittstellen bereitzustellen.","text":"Der Finanzstabilitätsrat legte internationale Standards fest, die regulierte Finanzinstitute verpflichten, standardisierte und vom Verbraucher autorisierte Programmierschnittstellen bereitzustellen.\n\nDie internationale institutionelle Regulierung erreichte heute einen wichtigen Meilenstein mit der offiziellen Verabschiedung technischer Standards durch Financial Stability Board in Basel. Unter multilateraler Aufsicht für international banking systems bekräftigten die Delegierten die Einhaltung strenger Sicherheits- und Umweltrichtlinien.\n\nIngenieurtechnische Prüfungen und Interoperabilitätstests bestätigten, dass die verabschiedeten Maßnahmen den höchsten internationalen Anforderungen an betriebliche Zuverlässigkeit und Transparenz genügen.\n\nRegionale Partner und Branchenvertreter begrüßten das Regelwerk, das verlässliche Rahmenbedingungen für nachhaltige Investitionen und grenzüberschreitende Zusammenarbeit schafft.\n\nDie mehrsprachigen Übersetzungen der Überschriften und Zusammenfassungen wurden aktualisiert, um die geprüften Fakten jedes Berichts präzise wiederzugeben.","title":"Finanzstabilitätsrat veröffentlicht Grundsätze für Open Finance und die Datenportabilität von Verbrauchern","topics":[],"translations":[{"api_url":"https://newsverum.com/api/v1/articles/global-finance-fsb-open-finance-data-portability-principles-2026-11-04?lang=tr","language":"tr","url":"https://newsverum.com/tr/news/global-finance-fsb-open-finance-data-portability-principles-2026-11-04"},{"api_url":"https://newsverum.com/api/v1/articles/global-finance-fsb-open-finance-data-portability-principles-2026-11-04?lang=en","language":"en","url":"https://newsverum.com/en/news/global-finance-fsb-open-finance-data-portability-principles-2026-11-04"},{"api_url":"https://newsverum.com/api/v1/articles/global-finance-fsb-open-finance-data-portability-principles-2026-11-04?lang=ar","language":"ar","url":"https://newsverum.com/ar/news/global-finance-fsb-open-finance-data-portability-principles-2026-11-04"},{"api_url":"https://newsverum.com/api/v1/articles/global-finance-fsb-open-finance-data-portability-principles-2026-11-04?lang=fr","language":"fr","url":"https://newsverum.com/fr/news/global-finance-fsb-open-finance-data-portability-principles-2026-11-04"},{"api_url":"https://newsverum.com/api/v1/articles/global-finance-fsb-open-finance-data-portability-principles-2026-11-04?lang=es","language":"es","url":"https://newsverum.com/es/news/global-finance-fsb-open-finance-data-portability-principles-2026-11-04"},{"api_url":"https://newsverum.com/api/v1/articles/global-finance-fsb-open-finance-data-portability-principles-2026-11-04?lang=de","language":"de","url":"https://newsverum.com/de/news/global-finance-fsb-open-finance-data-portability-principles-2026-11-04"},{"api_url":"https://newsverum.com/api/v1/articles/global-finance-fsb-open-finance-data-portability-principles-2026-11-04?lang=pt","language":"pt","url":"https://newsverum.com/pt/news/global-finance-fsb-open-finance-data-portability-principles-2026-11-04"}],"url":"https://newsverum.com/de/news/global-finance-fsb-open-finance-data-portability-principles-2026-11-04"},"version":"1"}