{"article":{"annotation":{"article_id":"bank-canada-consumer-expectations-q3-2026-inflation-and-spending","available_at":"2026-10-20T23:01:55.106237Z","geography_revision":"ef6ee0010dda5fe7b240fd514749b43e214c57da73222d2e40ec83b276dd0977","id":"3e6c2f4800320f87cb28f8964ec3f5943c2ce77f78bc2a6600020cfe31ba10df","input_sha256":"97e6807806c3c8598d7dcbab854d0581423e8dbf703244c5aa87d80372caa617","limitations":["Rule-derived subjects are candidates, not verified editorial labels or calibrated model probabilities.","Coverage is distinct from event location. Unknown country/city/coordinates remain absent; no automatic geocoding.","Article geometries keep their stated precision and methodology; reproducing them is not independent coordinate verification."],"method":"controlled-rules-v1","places":[{"admin1":null,"city":null,"coordinate_note":null,"coordinate_reference_system":"OGC:CRS84","coordinate_source":null,"country":"CA","evidence":[{"field":"country","language":"en","note":"Explicit preserved editorial country/region; no city or national centroid inferred","source_urls":["https://www.bankofcanada.ca/2026/10/canadian-survey-of-consumer-expectations-third-quarter-of-2026/"]}],"geometry":null,"id":"iso3166-1:CA","kind":"country-or-area","labels":{"ar":"كندا","en":"Canada","es":"Canadá","fr":"Canada"},"match_status":"candidate","precision":"regional","role":"coverage","uncertainty_m":null}],"rules_sha256":"fb5ad3c27c91cb840f7a0a05f7f64a5cb26ad0374409ff9457f277c7092e22b4","schema_version":1,"subjects":[{"concept_id":"medtop:20000370","confidence":null,"confidence_method":null,"evidence":[{"field":"en.title+en.summary","language":"en","note":"Subject suggested from the title or summary: inflation","source_urls":["https://www.bankofcanada.ca/2026/10/canadian-survey-of-consumer-expectations-third-quarter-of-2026/"]}],"method":"controlled-rules-v1","rule_id":"inflation","status":"candidate"}],"taxonomy_revision":"1f2db31d811fca07e99b16d402c10e2cc2965c9df1c7b41d9be348b40a24e7fb","taxonomy_version":"IPTC Media Topics 2026-Q2"},"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=es","category":"economy","content":{"key_points":[],"paragraphs":["La Encuesta de Expectativas de los Consumidores Canadienses del Banco de Canadá, publicada el 19 de octubre, señaló que las expectativas de inflación a largo plazo subieron en el tercer trimestre hasta igualar las ya elevadas expectativas a más corto plazo. Las percepciones de la inflación actual y las expectativas para los próximos 12 y 24 meses cambiaron poco. Los encuestados citaron los aranceles y las tensiones comerciales como el principal factor que afecta a la inflación; los precios de la energía también siguieron siendo una preocupación habitual.","La encuesta en línea se realizó del 5 al 27 de agosto; cerca de tres cuartas partes de las respuestas se recogieron antes de que se rompieran las conversaciones comerciales entre Canadá y Estados Unidos el 21 de agosto. Las entrevistas telefónicas de seguimiento se hicieron del 24 de agosto al 4 de septiembre. El Banco indicó que quienes respondieron después del quiebre expresaron expectativas de inflación más altas en todos los plazos. Mejoraron las percepciones sobre la salud financiera y el mercado laboral, pero los planes de gasto se debilitaron por los precios altos y la incertidumbre. Son opiniones de encuesta, no un índice de precios ni datos de gasto."],"sections":[]},"corrections":[],"country":"CA","data":{"blocks":[{"description":{"ar":"نسبتان تقريبيتان وردتا في مسح توقعات المستهلكين الكنديين للربع الثالث من 2026: استخدام الذكاء الاصطناعي في العمل وتوقع الركود خلال 12 شهراً.","de":"Zwei ungefähre Anteile aus der kanadischen Verbraucherumfrage für Q3 2026: KI-Nutzung bei der Arbeit und Rezessionserwartung für zwölf Monate.","en":"Two approximate shares reported in the Q3 2026 Canadian Survey of Consumer Expectations: workplace AI use and 12-month recession expectations.","es":"Dos proporciones aproximadas de la encuesta del T3 de 2026: uso de IA en el trabajo y expectativa de recesión en 12 meses.","fr":"Deux proportions approximatives déclarées dans l’enquête T3 2026 sur les attentes des consommateurs canadiens: utilisation de l’IA au travail et anticipation d’une récession dans les 12 mois.","pt":"Duas proporções aproximadas informadas na pesquisa canadense do 3.º trimestre de 2026: uso de IA no trabalho e expectativa de recessão em 12 meses.","tr":"2026 üçüncü çeyrek Kanada Tüketici Beklentileri Anketinde bildirilen iki yaklaşık pay: işte yapay zekâ kullanımı ve 12 aylık resesyon beklentisi."},"id":"consumer-expectations-survey-selected-responses","items":[{"basis":"observed","label":{"ar":"المستهلكون الذين يتوقعون ركوداً في كندا خلال الاثني عشر شهراً المقبلة","de":"Verbraucher, die in den nächsten zwölf Monaten eine Rezession in Kanada erwarten","en":"Consumers expecting a Canadian recession in the next 12 months","es":"Consumidores que esperan una recesión en Canadá en los próximos 12 meses","fr":"Consommateurs prévoyant une récession au Canada dans les 12 prochains mois","pt":"Consumidores que esperam uma recessão no Canadá nos próximos 12 meses","tr":"Önümüzdeki 12 ayda Kanada’da resesyon bekleyen tüketiciler"},"measure":{"aggregation":"rate","frequency":"quarterly","geography":"canada","id":"consumer-expectation-canada-recession-within-twelve-months","periodRole":"reference-period","unitCode":"percent"},"period":"2026-09","unit":"%","value":50,"valueQualifier":"approximate"},{"basis":"observed","label":{"ar":"العاملون الذين أفادوا باستخدام الذكاء الاصطناعي في العمل","de":"Beschäftigte, die KI-Nutzung bei der Arbeit angeben","en":"Workers reporting AI use at work","es":"Trabajadores que declaran usar IA en el trabajo","fr":"Travailleurs déclarant utiliser l’IA au travail","pt":"Trabalhadores que relatam usar IA no trabalho","tr":"İşinde yapay zekâ kullandığını bildiren çalışanlar"},"measure":{"aggregation":"rate","frequency":"quarterly","geography":"canada","id":"workers-reporting-ai-use-at-work","periodRole":"reference-period","unitCode":"percent"},"period":"2026-09","unit":"%","value":40,"valueQualifier":"approximate"}],"methodology":{"ar":"هذه إفادات وتوقعات المشاركين في المسح وليست قياسات فعلية لسوق العمل أو الإنتاجية أو التضخم. ورد توقع الركود بنحو النصف؛ ونسبة استخدام الذكاء الاصطناعي تخص العاملين.","de":"Dies sind Angaben und Erwartungen der Befragten, keine tatsächlichen Messwerte zu Arbeitsmarkt, Produktivität oder Inflation. Der Rezessionsanteil wird mit etwa der Hälfte angegeben; der KI-Anteil bezieht sich auf Beschäftigte.","en":"These are survey respondents’ reports and expectations, not realized measures of labour-market conditions, productivity or inflation. The recession share is reported as about half; the AI-use share applies to workers.","es":"Son declaraciones y expectativas de los encuestados, no mediciones realizadas del mercado laboral, la productividad o la inflación. La proporción que prevé recesión se expresa como aproximadamente la mitad; el dato de IA corresponde a trabajadores.","fr":"Il s’agit des déclarations et attentes des répondants, non de mesures réalisées du marché du travail, de la productivité ou de l’inflation. La proportion prévoyant une récession est d’environ la moitié; celle relative à l’IA concerne les travailleurs.","pt":"São relatos e expectativas dos participantes, não medidas realizadas de mercado de trabalho, produtividade ou inflação. A parcela que espera recessão foi informada como cerca de metade; a parcela de uso de IA refere-se aos trabalhadores.","tr":"Bunlar ankete katılanların bildirim ve beklentileridir; işgücü piyasası, üretkenlik veya enflasyonda gerçekleşmiş ölçümler değildir. Resesyon beklentisi tahmini yaklaşık yarı olarak verildi; yapay zekâ kullanımı oranı çalışanlar içindir."},"sourceUrls":["https://www.bankofcanada.ca/2026/10/canadian-survey-of-consumer-expectations-third-quarter-of-2026/"],"title":{"ar":"إجابات مختارة من مسح البنك المركزي للمستهلكين","de":"Ausgewählte Antworten aus der Verbraucherumfrage der Zentralbank","en":"Selected responses in the central bank consumer survey","es":"Respuestas seleccionadas de la encuesta del banco central a consumidores","fr":"Réponses sélectionnées de l’enquête de la Banque auprès des consommateurs","pt":"Respostas selecionadas da pesquisa de consumidores do banco central","tr":"Merkez bankası tüketici anketinden seçili yanıtlar"},"type":"metrics","updatedAt":"2026-10-20T22:30:47Z"}],"version":1},"data_downloads":[{"formats":{"csv":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending/data/consumer-expectations-survey-selected-responses?lang=es&format=csv","json":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending/data/consumer-expectations-survey-selected-responses?lang=es&format=json"},"id":"consumer-expectations-survey-selected-responses"}],"data_types":["metrics"],"editorial_illustration":{"alt":"Ilustración conceptual de la economía mundial y las conexiones comerciales.","asset_id":"newsverum-v1-economy","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"es","scope":"topic","url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.webp","width":1536}],"width":1536},"event_id":"event-7e7c6e2f-01f9-5f80-8126-bc8adb68ff39","event_period":"2026-09","event_period_basis":"event-or-reference-period","id":"bank-canada-consumer-expectations-q3-2026-inflation-and-spending","image":null,"importance":0.6,"language":"es","modified_at":"2026-10-20T23:01:22+00:00","publication_basis":"publication-record","published_at":"2026-10-20T23:01:22+00:00","reading_minutes":2,"region":"world","section_illustration":{"alt":"Ilustración conceptual de la economía mundial y las conexiones comerciales.","asset_id":"newsverum-v1-economy","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"es","scope":"section","url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.webp","width":1536}],"width":1536},"slug":"bank-canada-consumer-expectations-q3-2026-inflation-and-spending","sources":[{"checkedAt":"2026-10-20","name":"Bank of Canada","publishedAt":"2026-10-19","url":"https://www.bankofcanada.ca/2026/10/canadian-survey-of-consumer-expectations-third-quarter-of-2026/"}],"summary":"La encuesta del tercer trimestre halló que las expectativas a largo plazo igualaron los niveles elevados a corto plazo; son opiniones, no inflación observada.","text":"La encuesta del tercer trimestre halló que las expectativas a largo plazo igualaron los niveles elevados a corto plazo; son opiniones, no inflación observada.\n\nLa Encuesta de Expectativas de los Consumidores Canadienses del Banco de Canadá, publicada el 19 de octubre, señaló que las expectativas de inflación a largo plazo subieron en el tercer trimestre hasta igualar las ya elevadas expectativas a más corto plazo. Las percepciones de la inflación actual y las expectativas para los próximos 12 y 24 meses cambiaron poco. Los encuestados citaron los aranceles y las tensiones comerciales como el principal factor que afecta a la inflación; los precios de la energía también siguieron siendo una preocupación habitual.\n\nLa encuesta en línea se realizó del 5 al 27 de agosto; cerca de tres cuartas partes de las respuestas se recogieron antes de que se rompieran las conversaciones comerciales entre Canadá y Estados Unidos el 21 de agosto. Las entrevistas telefónicas de seguimiento se hicieron del 24 de agosto al 4 de septiembre. El Banco indicó que quienes respondieron después del quiebre expresaron expectativas de inflación más altas en todos los plazos. Mejoraron las percepciones sobre la salud financiera y el mercado laboral, pero los planes de gasto se debilitaron por los precios altos y la incertidumbre. Son opiniones de encuesta, no un índice de precios ni datos de gasto.","title":"Aumentan las expectativas de inflación a largo plazo en Canadá mientras se debilitan los planes de gasto","topics":[],"translations":[{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=tr","language":"tr","url":"https://newsverum.com/tr/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=en","language":"en","url":"https://newsverum.com/en/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=ar","language":"ar","url":"https://newsverum.com/ar/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=fr","language":"fr","url":"https://newsverum.com/fr/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=es","language":"es","url":"https://newsverum.com/es/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=de","language":"de","url":"https://newsverum.com/de/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=pt","language":"pt","url":"https://newsverum.com/pt/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"}],"url":"https://newsverum.com/es/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},"version":"1"}