{"article":{"annotation":{"article_id":"bank-canada-consumer-expectations-q3-2026-inflation-and-spending","available_at":"2026-10-20T23:01:55.106237Z","geography_revision":"ef6ee0010dda5fe7b240fd514749b43e214c57da73222d2e40ec83b276dd0977","id":"3e6c2f4800320f87cb28f8964ec3f5943c2ce77f78bc2a6600020cfe31ba10df","input_sha256":"97e6807806c3c8598d7dcbab854d0581423e8dbf703244c5aa87d80372caa617","limitations":["Rule-derived subjects are candidates, not verified editorial labels or calibrated model probabilities.","Coverage is distinct from event location. Unknown country/city/coordinates remain absent; no automatic geocoding.","Article geometries keep their stated precision and methodology; reproducing them is not independent coordinate verification."],"method":"controlled-rules-v1","places":[{"admin1":null,"city":null,"coordinate_note":null,"coordinate_reference_system":"OGC:CRS84","coordinate_source":null,"country":"CA","evidence":[{"field":"country","language":"en","note":"Explicit preserved editorial country/region; no city or national centroid inferred","source_urls":["https://www.bankofcanada.ca/2026/10/canadian-survey-of-consumer-expectations-third-quarter-of-2026/"]}],"geometry":null,"id":"iso3166-1:CA","kind":"country-or-area","labels":{"ar":"كندا","en":"Canada","es":"Canadá","fr":"Canada"},"match_status":"candidate","precision":"regional","role":"coverage","uncertainty_m":null}],"rules_sha256":"fb5ad3c27c91cb840f7a0a05f7f64a5cb26ad0374409ff9457f277c7092e22b4","schema_version":1,"subjects":[{"concept_id":"medtop:20000370","confidence":null,"confidence_method":null,"evidence":[{"field":"en.title+en.summary","language":"en","note":"Subject suggested from the title or summary: inflation","source_urls":["https://www.bankofcanada.ca/2026/10/canadian-survey-of-consumer-expectations-third-quarter-of-2026/"]}],"method":"controlled-rules-v1","rule_id":"inflation","status":"candidate"}],"taxonomy_revision":"1f2db31d811fca07e99b16d402c10e2cc2965c9df1c7b41d9be348b40a24e7fb","taxonomy_version":"IPTC Media Topics 2026-Q2"},"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=en","category":"economy","content":{"key_points":[],"paragraphs":["The Bank of Canada’s Canadian Survey of Consumer Expectations, published October 19, said consumers’ long-term inflation expectations rose in the third quarter to match already elevated shorter-term expectations. Perceptions of current inflation and expectations over the next 12 and 24 months changed little. Respondents cited tariffs and trade tensions as the leading factor affecting inflation, while energy prices also remained a widely mentioned concern.","The online survey ran from August 5 to 27; about three-quarters of responses were collected before Canada-US trade talks broke down on August 21. Follow-up phone interviews took place from August 24 to September 4. The Bank said consumers who responded after the breakdown reported higher inflation expectations at all horizons. Perceptions of financial health and the labour market improved, while spending intentions weakened amid high prices and uncertainty. These are survey opinions, not a price index or spending data."],"sections":[]},"corrections":[],"country":"CA","data":{"blocks":[{"description":{"ar":"نسبتان تقريبيتان وردتا في مسح توقعات المستهلكين الكنديين للربع الثالث من 2026: استخدام الذكاء الاصطناعي في العمل وتوقع الركود خلال 12 شهراً.","de":"Zwei ungefähre Anteile aus der kanadischen Verbraucherumfrage für Q3 2026: KI-Nutzung bei der Arbeit und Rezessionserwartung für zwölf Monate.","en":"Two approximate shares reported in the Q3 2026 Canadian Survey of Consumer Expectations: workplace AI use and 12-month recession expectations.","es":"Dos proporciones aproximadas de la encuesta del T3 de 2026: uso de IA en el trabajo y expectativa de recesión en 12 meses.","fr":"Deux proportions approximatives déclarées dans l’enquête T3 2026 sur les attentes des consommateurs canadiens: utilisation de l’IA au travail et anticipation d’une récession dans les 12 mois.","pt":"Duas proporções aproximadas informadas na pesquisa canadense do 3.º trimestre de 2026: uso de IA no trabalho e expectativa de recessão em 12 meses.","tr":"2026 üçüncü çeyrek Kanada Tüketici Beklentileri Anketinde bildirilen iki yaklaşık pay: işte yapay zekâ kullanımı ve 12 aylık resesyon beklentisi."},"id":"consumer-expectations-survey-selected-responses","items":[{"basis":"observed","label":{"ar":"المستهلكون الذين يتوقعون ركوداً في كندا خلال الاثني عشر شهراً المقبلة","de":"Verbraucher, die in den nächsten zwölf Monaten eine Rezession in Kanada erwarten","en":"Consumers expecting a Canadian recession in the next 12 months","es":"Consumidores que esperan una recesión en Canadá en los próximos 12 meses","fr":"Consommateurs prévoyant une récession au Canada dans les 12 prochains mois","pt":"Consumidores que esperam uma recessão no Canadá nos próximos 12 meses","tr":"Önümüzdeki 12 ayda Kanada’da resesyon bekleyen tüketiciler"},"measure":{"aggregation":"rate","frequency":"quarterly","geography":"canada","id":"consumer-expectation-canada-recession-within-twelve-months","periodRole":"reference-period","unitCode":"percent"},"period":"2026-09","unit":"%","value":50,"valueQualifier":"approximate"},{"basis":"observed","label":{"ar":"العاملون الذين أفادوا باستخدام الذكاء الاصطناعي في العمل","de":"Beschäftigte, die KI-Nutzung bei der Arbeit angeben","en":"Workers reporting AI use at work","es":"Trabajadores que declaran usar IA en el trabajo","fr":"Travailleurs déclarant utiliser l’IA au travail","pt":"Trabalhadores que relatam usar IA no trabalho","tr":"İşinde yapay zekâ kullandığını bildiren çalışanlar"},"measure":{"aggregation":"rate","frequency":"quarterly","geography":"canada","id":"workers-reporting-ai-use-at-work","periodRole":"reference-period","unitCode":"percent"},"period":"2026-09","unit":"%","value":40,"valueQualifier":"approximate"}],"methodology":{"ar":"هذه إفادات وتوقعات المشاركين في المسح وليست قياسات فعلية لسوق العمل أو الإنتاجية أو التضخم. ورد توقع الركود بنحو النصف؛ ونسبة استخدام الذكاء الاصطناعي تخص العاملين.","de":"Dies sind Angaben und Erwartungen der Befragten, keine tatsächlichen Messwerte zu Arbeitsmarkt, Produktivität oder Inflation. Der Rezessionsanteil wird mit etwa der Hälfte angegeben; der KI-Anteil bezieht sich auf Beschäftigte.","en":"These are survey respondents’ reports and expectations, not realized measures of labour-market conditions, productivity or inflation. The recession share is reported as about half; the AI-use share applies to workers.","es":"Son declaraciones y expectativas de los encuestados, no mediciones realizadas del mercado laboral, la productividad o la inflación. La proporción que prevé recesión se expresa como aproximadamente la mitad; el dato de IA corresponde a trabajadores.","fr":"Il s’agit des déclarations et attentes des répondants, non de mesures réalisées du marché du travail, de la productivité ou de l’inflation. La proportion prévoyant une récession est d’environ la moitié; celle relative à l’IA concerne les travailleurs.","pt":"São relatos e expectativas dos participantes, não medidas realizadas de mercado de trabalho, produtividade ou inflação. A parcela que espera recessão foi informada como cerca de metade; a parcela de uso de IA refere-se aos trabalhadores.","tr":"Bunlar ankete katılanların bildirim ve beklentileridir; işgücü piyasası, üretkenlik veya enflasyonda gerçekleşmiş ölçümler değildir. Resesyon beklentisi tahmini yaklaşık yarı olarak verildi; yapay zekâ kullanımı oranı çalışanlar içindir."},"sourceUrls":["https://www.bankofcanada.ca/2026/10/canadian-survey-of-consumer-expectations-third-quarter-of-2026/"],"title":{"ar":"إجابات مختارة من مسح البنك المركزي للمستهلكين","de":"Ausgewählte Antworten aus der Verbraucherumfrage der Zentralbank","en":"Selected responses in the central bank consumer survey","es":"Respuestas seleccionadas de la encuesta del banco central a consumidores","fr":"Réponses sélectionnées de l’enquête de la Banque auprès des consommateurs","pt":"Respostas selecionadas da pesquisa de consumidores do banco central","tr":"Merkez bankası tüketici anketinden seçili yanıtlar"},"type":"metrics","updatedAt":"2026-10-20T22:30:47Z"}],"version":1},"data_downloads":[{"formats":{"csv":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending/data/consumer-expectations-survey-selected-responses?lang=en&format=csv","json":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending/data/consumer-expectations-survey-selected-responses?lang=en&format=json"},"id":"consumer-expectations-survey-selected-responses"}],"data_types":["metrics"],"editorial_illustration":{"alt":"Conceptual illustration of the global economy and trade connections.","asset_id":"newsverum-v1-economy","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"en","scope":"topic","url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.webp","width":1536}],"width":1536},"event_id":"event-7e7c6e2f-01f9-5f80-8126-bc8adb68ff39","event_period":"2026-09","event_period_basis":"event-or-reference-period","id":"bank-canada-consumer-expectations-q3-2026-inflation-and-spending","image":null,"importance":0.6,"language":"en","modified_at":"2026-10-20T23:01:22+00:00","publication_basis":"publication-record","published_at":"2026-10-20T23:01:22+00:00","reading_minutes":1,"region":"world","section_illustration":{"alt":"Conceptual illustration of the global economy and trade connections.","asset_id":"newsverum-v1-economy","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"en","scope":"section","url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/economy-1536.webp","width":1536}],"width":1536},"slug":"bank-canada-consumer-expectations-q3-2026-inflation-and-spending","sources":[{"checkedAt":"2026-10-20","name":"Bank of Canada","publishedAt":"2026-10-19","url":"https://www.bankofcanada.ca/2026/10/canadian-survey-of-consumer-expectations-third-quarter-of-2026/"}],"summary":"The central bank’s third-quarter survey found long-term expectations aligned with elevated short-term views; these are consumer opinions, not realized inflation.","text":"The central bank’s third-quarter survey found long-term expectations aligned with elevated short-term views; these are consumer opinions, not realized inflation.\n\nThe Bank of Canada’s Canadian Survey of Consumer Expectations, published October 19, said consumers’ long-term inflation expectations rose in the third quarter to match already elevated shorter-term expectations. Perceptions of current inflation and expectations over the next 12 and 24 months changed little. Respondents cited tariffs and trade tensions as the leading factor affecting inflation, while energy prices also remained a widely mentioned concern.\n\nThe online survey ran from August 5 to 27; about three-quarters of responses were collected before Canada-US trade talks broke down on August 21. Follow-up phone interviews took place from August 24 to September 4. The Bank said consumers who responded after the breakdown reported higher inflation expectations at all horizons. Perceptions of financial health and the labour market improved, while spending intentions weakened amid high prices and uncertainty. These are survey opinions, not a price index or spending data.","title":"Canadians’ long-term inflation expectations rise as spending plans weaken","topics":[],"translations":[{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=tr","language":"tr","url":"https://newsverum.com/tr/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=en","language":"en","url":"https://newsverum.com/en/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=ar","language":"ar","url":"https://newsverum.com/ar/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=fr","language":"fr","url":"https://newsverum.com/fr/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=es","language":"es","url":"https://newsverum.com/es/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=de","language":"de","url":"https://newsverum.com/de/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},{"api_url":"https://newsverum.com/api/v1/articles/bank-canada-consumer-expectations-q3-2026-inflation-and-spending?lang=pt","language":"pt","url":"https://newsverum.com/pt/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"}],"url":"https://newsverum.com/en/news/bank-canada-consumer-expectations-q3-2026-inflation-and-spending"},"version":"1"}