{"article":{"annotation":{"article_id":"azerbaijan-payment-system-fees-2027","available_at":"2026-10-15T08:58:33.578755Z","geography_revision":"ef6ee0010dda5fe7b240fd514749b43e214c57da73222d2e40ec83b276dd0977","id":"79478f28f8d6fde59539292e29bdbe4974c2d66b7ba9ed2e47d4bec877bb17b0","input_sha256":"8e34ab694372ab73a8a80e3fc43ce26911f5b7a8565148d7dfbd4f16ab440f56","limitations":["Rule-derived subjects are candidates, not verified editorial labels or calibrated model probabilities.","Coverage is distinct from event location. Unknown country/city/coordinates remain absent; no automatic geocoding.","Article geometries keep their stated precision and methodology; reproducing them is not independent coordinate verification."],"method":"controlled-rules-v1","places":[{"admin1":null,"city":null,"coordinate_note":null,"coordinate_reference_system":"OGC:CRS84","coordinate_source":null,"country":"AZ","evidence":[{"field":"country","language":"en","note":"Explicit preserved editorial country/region; no city or national centroid inferred","source_urls":["https://www.cbar.az/press-release-5573/central-bank-introduces-new-fees-for-payment-system-services?language=en"]}],"geometry":null,"id":"iso3166-1:AZ","kind":"country-or-area","labels":{"ar":"أذربيجان","en":"Azerbaijan","es":"Azerbaiyán","fr":"Azerbaïdjan"},"match_status":"candidate","precision":"regional","role":"coverage","uncertainty_m":null}],"rules_sha256":"fb5ad3c27c91cb840f7a0a05f7f64a5cb26ad0374409ff9457f277c7092e22b4","schema_version":1,"subjects":[{"concept_id":"medtop:04000000","confidence":null,"confidence_method":null,"evidence":[{"field":"category+topics","language":"en","note":"Preserved editorial category/topic; broad candidate only","source_urls":["https://www.cbar.az/press-release-5573/central-bank-introduces-new-fees-for-payment-system-services?language=en"]}],"method":"controlled-rules-v1","rule_id":"finance-broad","status":"candidate"}],"taxonomy_revision":"1f2db31d811fca07e99b16d402c10e2cc2965c9df1c7b41d9be348b40a24e7fb","taxonomy_version":"IPTC Media Topics 2026-Q2"},"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=fr","category":"finance","content":{"key_points":[],"paragraphs":["La Banque centrale d’Azerbaïdjan a approuvé de nouveaux frais pour les services des systèmes de paiement. Selon une décision du conseil du 15 septembre, les plafonds d’AZIPS et du système de compensation et de règlement des paiements de faible valeur seront divisés respectivement par deux et par 1,5 ; les frais par session seront harmonisés.","Le nouveau modèle prévoit des montants fixes selon des tranches de valeur de transaction, indépendamment de l’heure. Les frais du système de paiements instantanés disponible 24 h/24 et 7 j/7 seront inférieurs à ceux des autres systèmes ; des tarifs sont aussi fixés pour le traitement des transferts de carte à carte. Les nouveaux frais entreront en vigueur le 1er avril 2027."],"sections":[]},"corrections":[],"country":"AZ","data":{"blocks":[{"description":{"ar":"جدول رسوم الخدمات الذي أقره المصرف المركزي ويبدأ تطبيقه في أبريل 2027.","de":"Von der Zentralbank genehmigte Gebührenordnung mit Geltung ab April 2027.","en":"Service-fee schedule approved by the central bank and taking effect in April 2027.","es":"Tarifario aprobado por el banco central y aplicable desde abril de 2027.","fr":"Barème des frais approuvé par la banque centrale et applicable en avril 2027.","pt":"Tabela de taxas aprovada pelo banco central e aplicável em abril de 2027.","tr":"Merkez Bankası kararıyla onaylanan ve Nisan 2027’de yürürlüğe girecek hizmet tarifeleri."},"id":"new-payment-fees","items":[{"date":"2026-09-15","description":{"ar":"يخفض قرار المجلس الحد الأقصى لرسوم AZIPS ونظام المدفوعات منخفضة القيمة بمقدار النصف والثلث على التوالي.","de":"Der Beschluss senkt die Höchstgebühren für AZIPS und Kleinbetragszahlungen um die Faktoren zwei und 1,5.","en":"The board decision cuts maximum AZIPS and low-value payment-system fees by factors of two and 1.5, respectively.","es":"La decisión reduce por factores de dos y 1,5 los máximos de AZIPS y del sistema de pagos de bajo valor.","fr":"La décision divise par deux et par 1,5 les plafonds d’AZIPS et du système de paiements de faible valeur.","pt":"A decisão reduz por fatores de dois e 1,5 os máximos do AZIPS e do sistema de pagamentos de baixo valor.","tr":"Kurul kararı AZIPS ve düşük tutarlı ödeme sistemlerinin azami ücretlerinde sırasıyla 2 ve 1,5 kat indirim öngörüyor."},"label":{"ar":"اعتماد قرار الرسوم","de":"Beschluss über Gebühren","en":"Fee decision adopted","es":"Adopción de la decisión tarifaria","fr":"Adoption de la décision tarifaire","pt":"Adoção da decisão tarifária","tr":"Tarife kararının alınması"},"status":"occurred"},{"date":"2027-04-01","description":{"ar":"يبدأ تطبيق جدول الرسوم في 1 أبريل 2027.","de":"Die Gebührenordnung gilt ab dem 1. April 2027.","en":"The fee schedule takes effect on 1 April 2027.","es":"El tarifario entra en vigor el 1 de abril de 2027.","fr":"Le barème entre en vigueur le 1er avril 2027.","pt":"A tabela entra em vigor em 1 de abril de 2027.","tr":"Tarife 1 Nisan 2027’de yürürlüğe girecek."},"label":{"ar":"بدء سريان الرسوم الجديدة","de":"Inkrafttreten der neuen Gebühren","en":"New fees take effect","es":"Entrada en vigor de las nuevas tarifas","fr":"Entrée en vigueur des nouveaux frais","pt":"Entrada em vigor das novas taxas","tr":"Yeni ücretlerin yürürlüğe girmesi"},"status":"scheduled"}],"methodology":{"ar":"تواريخ الحدث هي تاريخ القرار وبدء النفاذ الواردان في البيان؛ وترد المبالغ في وثيقة التعرفة المرتبطة.","de":"Die Ereignisdaten sind Beschluss- und Inkrafttretensdatum der Mitteilung; Beträge stehen im verlinkten Gebührenverzeichnis.","en":"Event dates are the decision and effective dates stated in the release; amounts are in the linked tariff document.","es":"Las fechas corresponden a la decisión y entrada en vigor indicadas; los importes figuran en el tarifario enlazado.","fr":"Les dates correspondent à la décision et à l’entrée en vigueur indiquées dans le communiqué ; les montants figurent dans le barème lié.","pt":"As datas são as da decisão e da entrada em vigor indicadas no comunicado; os montantes constam da tabela de taxas ligada.","tr":"Etkinlik tarihleri kaynakta belirtilen karar ve yürürlük tarihleridir; ücret tutarları bağlı tarife belgesinde yer alır."},"sourceUrls":["https://www.cbar.az/press-release-5573/central-bank-introduces-new-fees-for-payment-system-services?language=en"],"title":{"ar":"الرسوم المعدلة لأنظمة الدفع","de":"Neue Gebühren für Zahlungssysteme","en":"Revised payment-system fees","es":"Nuevas tarifas de los sistemas de pago","fr":"Nouveaux frais des systèmes de paiement","pt":"Novas taxas dos sistemas de pagamento","tr":"Yeni ödeme sistemi tarifeleri"},"type":"events","updatedAt":"2026-10-15T07:56:56Z"}],"version":1},"data_downloads":[{"formats":{"csv":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027/data/new-payment-fees?lang=fr&format=csv","json":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027/data/new-payment-fees?lang=fr&format=json"},"id":"new-payment-fees"}],"data_types":["events"],"editorial_illustration":{"alt":"Illustration conceptuelle des couches de données financières et des flux d’information.","asset_id":"newsverum-v1-finance","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"fr","scope":"topic","url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","width":1536}],"width":1536},"event_id":"event-05b12ece-3d61-5b55-a9d7-723edfac8656","event_period":"2026-10-14","event_period_basis":"event-or-reference-period","id":"azerbaijan-payment-system-fees-2027","image":null,"importance":0.6,"language":"fr","modified_at":"2026-10-15T08:58:13+00:00","publication_basis":"publication-record","published_at":"2026-10-15T08:58:13+00:00","reading_minutes":1,"region":"world","section_illustration":{"alt":"Illustration conceptuelle des couches de données financières et des flux d’information.","asset_id":"newsverum-v1-finance","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"fr","scope":"section","url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","width":1536}],"width":1536},"slug":"azerbaijan-payment-system-fees-2027","sources":[{"checkedAt":"2026-10-15","name":"Central Bank of the Republic of Azerbaijan","publishedAt":"2026-10-14","url":"https://www.cbar.az/press-release-5573/central-bank-introduces-new-fees-for-payment-system-services?language=en"}],"summary":"Les plafonds de frais d’AZIPS et du système de compensation des paiements de faible valeur seront abaissés à compter du 1er avril 2027.","text":"Les plafonds de frais d’AZIPS et du système de compensation des paiements de faible valeur seront abaissés à compter du 1er avril 2027.\n\nLa Banque centrale d’Azerbaïdjan a approuvé de nouveaux frais pour les services des systèmes de paiement. Selon une décision du conseil du 15 septembre, les plafonds d’AZIPS et du système de compensation et de règlement des paiements de faible valeur seront divisés respectivement par deux et par 1,5 ; les frais par session seront harmonisés.\n\nLe nouveau modèle prévoit des montants fixes selon des tranches de valeur de transaction, indépendamment de l’heure. Les frais du système de paiements instantanés disponible 24 h/24 et 7 j/7 seront inférieurs à ceux des autres systèmes ; des tarifs sont aussi fixés pour le traitement des transferts de carte à carte. Les nouveaux frais entreront en vigueur le 1er avril 2027.","title":"La banque centrale d’Azerbaïdjan révise les frais des systèmes de paiement","topics":[],"translations":[{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=tr","language":"tr","url":"https://newsverum.com/tr/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=en","language":"en","url":"https://newsverum.com/en/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=ar","language":"ar","url":"https://newsverum.com/ar/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=fr","language":"fr","url":"https://newsverum.com/fr/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=es","language":"es","url":"https://newsverum.com/es/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=de","language":"de","url":"https://newsverum.com/de/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=pt","language":"pt","url":"https://newsverum.com/pt/news/azerbaijan-payment-system-fees-2027"}],"url":"https://newsverum.com/fr/news/azerbaijan-payment-system-fees-2027"},"version":"1"}