{"article":{"annotation":{"article_id":"azerbaijan-payment-system-fees-2027","available_at":"2026-10-15T08:58:33.578755Z","geography_revision":"ef6ee0010dda5fe7b240fd514749b43e214c57da73222d2e40ec83b276dd0977","id":"79478f28f8d6fde59539292e29bdbe4974c2d66b7ba9ed2e47d4bec877bb17b0","input_sha256":"8e34ab694372ab73a8a80e3fc43ce26911f5b7a8565148d7dfbd4f16ab440f56","limitations":["Rule-derived subjects are candidates, not verified editorial labels or calibrated model probabilities.","Coverage is distinct from event location. Unknown country/city/coordinates remain absent; no automatic geocoding.","Article geometries keep their stated precision and methodology; reproducing them is not independent coordinate verification."],"method":"controlled-rules-v1","places":[{"admin1":null,"city":null,"coordinate_note":null,"coordinate_reference_system":"OGC:CRS84","coordinate_source":null,"country":"AZ","evidence":[{"field":"country","language":"en","note":"Explicit preserved editorial country/region; no city or national centroid inferred","source_urls":["https://www.cbar.az/press-release-5573/central-bank-introduces-new-fees-for-payment-system-services?language=en"]}],"geometry":null,"id":"iso3166-1:AZ","kind":"country-or-area","labels":{"ar":"أذربيجان","en":"Azerbaijan","es":"Azerbaiyán","fr":"Azerbaïdjan"},"match_status":"candidate","precision":"regional","role":"coverage","uncertainty_m":null}],"rules_sha256":"fb5ad3c27c91cb840f7a0a05f7f64a5cb26ad0374409ff9457f277c7092e22b4","schema_version":1,"subjects":[{"concept_id":"medtop:04000000","confidence":null,"confidence_method":null,"evidence":[{"field":"category+topics","language":"en","note":"Preserved editorial category/topic; broad candidate only","source_urls":["https://www.cbar.az/press-release-5573/central-bank-introduces-new-fees-for-payment-system-services?language=en"]}],"method":"controlled-rules-v1","rule_id":"finance-broad","status":"candidate"}],"taxonomy_revision":"1f2db31d811fca07e99b16d402c10e2cc2965c9df1c7b41d9be348b40a24e7fb","taxonomy_version":"IPTC Media Topics 2026-Q2"},"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=es","category":"finance","content":{"key_points":[],"paragraphs":["El Banco Central de Azerbaiyán aprobó nuevas tarifas para los servicios de los sistemas de pago. Según una decisión de su junta del 15 de septiembre, los máximos de AZIPS y del Sistema de Compensación y Liquidación de Pagos de Bajo Valor se reducirán por factores de dos y 1,5, respectivamente, y se armonizarán las tarifas por sesión de liquidación.","El nuevo modelo fija cargos por tramos del importe de la operación, con independencia de la hora. Las tarifas del sistema de pagos instantáneos, operativo las 24 horas, serán inferiores a las de otros sistemas; también se fijan cargos para procesar transferencias entre tarjetas. Las nuevas tarifas entrarán en vigor el 1 de abril de 2027."],"sections":[]},"corrections":[],"country":"AZ","data":{"blocks":[{"description":{"ar":"جدول رسوم الخدمات الذي أقره المصرف المركزي ويبدأ تطبيقه في أبريل 2027.","de":"Von der Zentralbank genehmigte Gebührenordnung mit Geltung ab April 2027.","en":"Service-fee schedule approved by the central bank and taking effect in April 2027.","es":"Tarifario aprobado por el banco central y aplicable desde abril de 2027.","fr":"Barème des frais approuvé par la banque centrale et applicable en avril 2027.","pt":"Tabela de taxas aprovada pelo banco central e aplicável em abril de 2027.","tr":"Merkez Bankası kararıyla onaylanan ve Nisan 2027’de yürürlüğe girecek hizmet tarifeleri."},"id":"new-payment-fees","items":[{"date":"2026-09-15","description":{"ar":"يخفض قرار المجلس الحد الأقصى لرسوم AZIPS ونظام المدفوعات منخفضة القيمة بمقدار النصف والثلث على التوالي.","de":"Der Beschluss senkt die Höchstgebühren für AZIPS und Kleinbetragszahlungen um die Faktoren zwei und 1,5.","en":"The board decision cuts maximum AZIPS and low-value payment-system fees by factors of two and 1.5, respectively.","es":"La decisión reduce por factores de dos y 1,5 los máximos de AZIPS y del sistema de pagos de bajo valor.","fr":"La décision divise par deux et par 1,5 les plafonds d’AZIPS et du système de paiements de faible valeur.","pt":"A decisão reduz por fatores de dois e 1,5 os máximos do AZIPS e do sistema de pagamentos de baixo valor.","tr":"Kurul kararı AZIPS ve düşük tutarlı ödeme sistemlerinin azami ücretlerinde sırasıyla 2 ve 1,5 kat indirim öngörüyor."},"label":{"ar":"اعتماد قرار الرسوم","de":"Beschluss über Gebühren","en":"Fee decision adopted","es":"Adopción de la decisión tarifaria","fr":"Adoption de la décision tarifaire","pt":"Adoção da decisão tarifária","tr":"Tarife kararının alınması"},"status":"occurred"},{"date":"2027-04-01","description":{"ar":"يبدأ تطبيق جدول الرسوم في 1 أبريل 2027.","de":"Die Gebührenordnung gilt ab dem 1. April 2027.","en":"The fee schedule takes effect on 1 April 2027.","es":"El tarifario entra en vigor el 1 de abril de 2027.","fr":"Le barème entre en vigueur le 1er avril 2027.","pt":"A tabela entra em vigor em 1 de abril de 2027.","tr":"Tarife 1 Nisan 2027’de yürürlüğe girecek."},"label":{"ar":"بدء سريان الرسوم الجديدة","de":"Inkrafttreten der neuen Gebühren","en":"New fees take effect","es":"Entrada en vigor de las nuevas tarifas","fr":"Entrée en vigueur des nouveaux frais","pt":"Entrada em vigor das novas taxas","tr":"Yeni ücretlerin yürürlüğe girmesi"},"status":"scheduled"}],"methodology":{"ar":"تواريخ الحدث هي تاريخ القرار وبدء النفاذ الواردان في البيان؛ وترد المبالغ في وثيقة التعرفة المرتبطة.","de":"Die Ereignisdaten sind Beschluss- und Inkrafttretensdatum der Mitteilung; Beträge stehen im verlinkten Gebührenverzeichnis.","en":"Event dates are the decision and effective dates stated in the release; amounts are in the linked tariff document.","es":"Las fechas corresponden a la decisión y entrada en vigor indicadas; los importes figuran en el tarifario enlazado.","fr":"Les dates correspondent à la décision et à l’entrée en vigueur indiquées dans le communiqué ; les montants figurent dans le barème lié.","pt":"As datas são as da decisão e da entrada em vigor indicadas no comunicado; os montantes constam da tabela de taxas ligada.","tr":"Etkinlik tarihleri kaynakta belirtilen karar ve yürürlük tarihleridir; ücret tutarları bağlı tarife belgesinde yer alır."},"sourceUrls":["https://www.cbar.az/press-release-5573/central-bank-introduces-new-fees-for-payment-system-services?language=en"],"title":{"ar":"الرسوم المعدلة لأنظمة الدفع","de":"Neue Gebühren für Zahlungssysteme","en":"Revised payment-system fees","es":"Nuevas tarifas de los sistemas de pago","fr":"Nouveaux frais des systèmes de paiement","pt":"Novas taxas dos sistemas de pagamento","tr":"Yeni ödeme sistemi tarifeleri"},"type":"events","updatedAt":"2026-10-15T07:56:56Z"}],"version":1},"data_downloads":[{"formats":{"csv":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027/data/new-payment-fees?lang=es&format=csv","json":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027/data/new-payment-fees?lang=es&format=json"},"id":"new-payment-fees"}],"data_types":["events"],"editorial_illustration":{"alt":"Ilustración conceptual de capas de datos financieros y flujos de información.","asset_id":"newsverum-v1-finance","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"es","scope":"topic","url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","width":1536}],"width":1536},"event_id":"event-05b12ece-3d61-5b55-a9d7-723edfac8656","event_period":"2026-10-14","event_period_basis":"event-or-reference-period","id":"azerbaijan-payment-system-fees-2027","image":null,"importance":0.6,"language":"es","modified_at":"2026-10-15T08:58:13+00:00","publication_basis":"publication-record","published_at":"2026-10-15T08:58:13+00:00","reading_minutes":1,"region":"world","section_illustration":{"alt":"Ilustración conceptual de capas de datos financieros y flujos de información.","asset_id":"newsverum-v1-finance","avif_variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.avif","width":480},{"height":480,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-720.avif","width":720},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.avif","width":960},{"height":800,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1200.avif","width":1200},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.avif","width":1536}],"credit":"Newsverum","documentary":false,"height":1024,"kind":"symbolic-editorial-illustration","language":"es","scope":"section","url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","variants":[{"height":320,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-480.webp","width":480},{"height":640,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-960.webp","width":960},{"height":1024,"url":"https://newsverum.com/assets/newsverum/illustrations/v1/finance-1536.webp","width":1536}],"width":1536},"slug":"azerbaijan-payment-system-fees-2027","sources":[{"checkedAt":"2026-10-15","name":"Central Bank of the Republic of Azerbaijan","publishedAt":"2026-10-14","url":"https://www.cbar.az/press-release-5573/central-bank-introduces-new-fees-for-payment-system-services?language=en"}],"summary":"Se reducirán los límites máximos de AZIPS y del sistema de compensación de pagos de bajo valor; las nuevas tarifas regirán desde el 1 de abril de 2027.","text":"Se reducirán los límites máximos de AZIPS y del sistema de compensación de pagos de bajo valor; las nuevas tarifas regirán desde el 1 de abril de 2027.\n\nEl Banco Central de Azerbaiyán aprobó nuevas tarifas para los servicios de los sistemas de pago. Según una decisión de su junta del 15 de septiembre, los máximos de AZIPS y del Sistema de Compensación y Liquidación de Pagos de Bajo Valor se reducirán por factores de dos y 1,5, respectivamente, y se armonizarán las tarifas por sesión de liquidación.\n\nEl nuevo modelo fija cargos por tramos del importe de la operación, con independencia de la hora. Las tarifas del sistema de pagos instantáneos, operativo las 24 horas, serán inferiores a las de otros sistemas; también se fijan cargos para procesar transferencias entre tarjetas. Las nuevas tarifas entrarán en vigor el 1 de abril de 2027.","title":"El banco central de Azerbaiyán revisa las tarifas de los sistemas de pago","topics":[],"translations":[{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=tr","language":"tr","url":"https://newsverum.com/tr/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=en","language":"en","url":"https://newsverum.com/en/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=ar","language":"ar","url":"https://newsverum.com/ar/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=fr","language":"fr","url":"https://newsverum.com/fr/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=es","language":"es","url":"https://newsverum.com/es/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=de","language":"de","url":"https://newsverum.com/de/news/azerbaijan-payment-system-fees-2027"},{"api_url":"https://newsverum.com/api/v1/articles/azerbaijan-payment-system-fees-2027?lang=pt","language":"pt","url":"https://newsverum.com/pt/news/azerbaijan-payment-system-fees-2027"}],"url":"https://newsverum.com/es/news/azerbaijan-payment-system-fees-2027"},"version":"1"}